Reddit — Instagram Data

2026-03-07

commenter	comment	sentiment	upvotes
u/redcon-1	You seem to think that if you puzzle this out with facts and analyses then we'll lead to a better overall alternative. But it's this fallacy of "if only they knew more" it would be fixed. They're playing an entirely different game in politics. They're playing the "we don't want to lose power" game. They're not going to do anything brave like straight up building the houses thenselves. Arguably it was worse during the baby boom when we had the single most dramatic shift in demographics we've ever had. They solved it then but they're not solving it now. Not because they can't, or because they don't know how but because they don't want to. The only way you can motivate an incumbent politician to do anything bold or visionary or brave is to threaten their incumbency. You know this, they know this. They're banking on your apathy to just suck on it a little longer while they fiddle at the edges and make it look like they're doing something. The question you gotta ask is how much of that can you take? If we want anything to change we gotta stop being so politically agreeable. We ought to banish this idea that we ought to accept the lesser and banal of two evils. That's how we got here.	negative	170
u/gadhalund	Thats a great piece, thankyou for that. 11/10	positive	161
u/TheFunPart	Upvote cause I respect a good TLDR.	positive	143
u/YesterdayMajor1328	When the TLDR needs a TLDR	neutral	94
u/vacri	You're copping a lot of heat because a lot of people online can't handle property price analysis beyond the two words "boomers bad" The real problem is changing things for investment property owners, because most MPs have 1-2 investment properties, which they love to paint as "mum & dad investors" rather than "business owners". That will be the hardest part to overcome	negative	88
u/SilverExpression9429	A wise man once said that what controls house prices is the amount the bank will lend you. In france it is capped at 3x household income, to the dollar One swift move by the government	neutral	75
u/raccoon30133	I am from Canada and have been watching the Canadian real estate market very closely these days. I also find the Australian market interesting, and get this subreddit recommended a lot, but I don’t know the Australian market nearly as well. Canada’s home prices followed a very similar trajectory to Australia’s since 2008, but they have diverged a lot since 2022. Prices in most areas have been increasing, but in the most populated (and expensive) areas, Vancouver and Toronto, they have been declining significantly, which affects the national average a lot. In 2025, Canadian home prices decreased more than any country in the world, including China, where the real estate market has been crashing for five years. Correct me if I’m wrong, but I think the conclusion of this is that property prices can continue to grow, regardless of whether or not local wages keep up. I recognize that Canada is not Australia, and there are certainly differences in the property market (no “negative gearing” in Canada being the most significant one I can think of), but I want to push back on that notion a bit, based on what I have been seeing in Canada (Vancouver and Toronto specifically). Common objection: "If people are unemployed or earning less, who's buying these houses?" This is the question that matters most. The assumption is that the housing market has one type of buyer: the income-dependent mortgage borrower. Remove that buyer, demand collapses, prices fall. But the market has a spectrum of buyers. At the bottom are first home buyers using maximum leverage. In the middle are upgraders deploying equity from existing properties. At the top are cash buyers, institutional investors, SMSFs, and intergenerational wealth transfers. AI-driven wage compression primarily removes buyers from the bottom. It doesn't remove the cash buyer, the equity-rich downsizer, or the investor deploying capital that has itself been inflated by the same monetary expansion pricing renters out. Prices don't collapse because buyers disappear. The type of buyer changes: fewer young people with big mortgages, more cashed-up owners rolling equity or deploying capital. Prices in desirable areas stay supported by concentrated wealth chasing limited real assets. About 28% of Australian property purchases already happen without a mortgage, and that share has been rising. The K-shape also plays out geographically, and you can already see it in the data. The divergence shows up most clearly over the last 10 years. Inner-ring suburbs where cash buyers and equity-rich purchasers dominate have kept growing. Northbridge houses ($5.39M) have a 10-year CAGR of 7.7%. Paddington ($3.65M) is 6.7%. Concord ($3.3M) is 6.4%. Marrickville ($2.2M) is 6%. At these price points, buyers are rolling equity from previous properties or buying outright. They don't need wages to keep up. Compare that to outer suburbs where first home buyers are closer to their maximum borrowing limit. Liverpool houses have a 10-year CAGR of 0.5%. Basically flat for a decade. Penrith is 2.2%. Wentworthville is 0.1%. Mount Druitt is 4.1%. These suburbs are almost entirely mortgage-dependent. When credit tightens or wages compress, there's nobody else to step in and buy. In Vancouver, there is a similar dynamic. Tons of investors (foreign and domestic), lots of wealthy people sitting on limited prime real estate in desirable areas, lots of people who own their homes without mortgages (I think this is about half of homeowners in Vancouver), lots of people using equity from their homes to upgrade (often called “the property ladder”), and less and less young first time home buyers dependent on large mortgages because they simply cannot afford to enter the market at current prices (price to income ratio isn’t quite as bad as Sydney but pretty close). But even with all this being true, we are finding that local incomes DO matter a lot. The “property ladder” (equity-rich purchasers using their equity to upgrade) is broken now. The bottom fell out of the bottom end of the market. People used to buy a small condo / apartment, then gain a ton of equity and use that to upgrade to a townhouse, then gain a ton of equity and use that to upgrade to a house house. This worked very very well for 20ish years (2003-2022). Now, people can’t sell their condo for $100k less than what they paid 5 years ago. Almost everyone who entered the bottom end of the market (condos) in the last 5-7 years in Vancouver and Toronto especially, has very little equity, or is trapped in an underwater mortgage, and cannot upgrade. Less desirable suburbs of Toronto like Brampton, or far out areas like Hamilton, Oshawa, East Gwilimbury, etc. are also seeing massive losses. $500k losses on a fairly basic $1.5m house are becoming common. I think it’s interesting that far out entry level areas like Mount Druitt have not increased much. From other threads, I have noticed discussions about apartments / units (called condos in Canada)	neutral	19
u/Historical_Bus_8041	[deleted]	neutral	16
u/shahitukdegang	So, Australian housing became expensive mainly because more credit chased the same houses, and unless credit policies change, asset owners will likely keep pulling further ahead of wage earners? Fuck me that’s a lot of words to state the obvious. ?	negative	15
u/Dave_Sag	Probably the smartest thing I’ve read on Reddit in ages. Thanks. Lots to think about.	positive	13
u/Alarmed-Attention162	House prices haven't really gone up in real terms. Since 1995, the median Sydney house rose about 600%, but the broad money supply rose about 760%. The "growth" is mostly the dollar losing value faster than houses gain it. The point very few understand. Good read, thanks.	negative	12
u/jjojj07	Thank you. Finally another soul that understands. I have been screaming to the ether that it has been credit growth / expansionary monetary policy that has been driving up asset prices (including homes). Not just the oft repeated “migration” or “foreign buyers” that people have been programmed by politicians to blame. Yes, supply and demand absolutely has an impact. But credit has been the biggest driver of nominal asset appreciation in the last 30 years. Frankly, the way housing works in Australia is that it is based on an ordinal system of affordability (ie credit growth) with semi-localised demand curves. I’m so damn tired of people just blaming immigration as the main driver of house price growth.	positive	12
u/Extension_Physics873	I haven't analysed anything, but to me it seems common knowledge that if you allow people to borrow more money, they will pay more for the house they want. It was interesting though to learn that an increasing proportion of houses are being paid for without a mortgage. It may now be a case of the-horse-has-bolted on credit restrictions - maybe 20 years ago, but too late now.	neutral	11
u/mattel-inc	This data is god-level. Your subject area is interesting and I love the way you write. Well done!	positive	10
u/420bIaze	The "growth" of house prices is mostly the dollar losing value... House prices haven't really gone up in real terms... The "growth" is mostly the dollar losing value faster than houses gain it. I completely disagree with this increasingly popular social medai theory about inflation. I think it's wrong for very obvious reasons. The purchasing power of the dollar should be measured against a broad range of goods and services, not just houses. House prices have gone up against a range of things, not just the dollar. So it is the house price increasing, not the value of the dollar falling. You can trade a house for more ~stuff~, the house has absolutely increased in real terms. It's absolute bullshit to pretend assets such as publicly traded companies or land values don't have value increases that are independent of changes to the money supply There's obviously tonnes of other causes driving price changes all the time, it's absurd to ascribe the price change of anything mostly or entirely to monetary supply. Pointing out that broad money grows faster than CPI, and that the gap flows into asset prices, is a description of how the current system works. It's documented in RBA research papers and BIS working papers. That is not what those links show. Those links show the expansion of household debt and lending, which contributes to house price growth. Household mortgage debt is not a measure of total money supply, and the increase in house prices does not mean the dollar is losing value when there is an obvious real increase in the value of real estate. The observation that CPI is an incomplete measure of monetary expansion is a mainstream position held by economists across the political spectrum The money supply as a direct measure of the purchasing power of the dollar, is not a position of mainstream economists.	negative	9
u/jhau01	Interesting essay - thank you very much. In the very early 1970s, my parents bought an acreage block of land and built a house on it. From memory, they told me they had to have a minimum 25% deposit saved up, had to have two years’ history with the bank, and my mother’s salary (as a schoolteacher) was not included in the loan calculations because she could have a child and stop work (which is actually what later happened - she had me and stopped work for 5 years). Interestingly, because the market had not yet “priced in” dual incomes and banks still had stringent loan restrictions, my parents were lucky. My mother actually earned slightly more than my father and so they lived off his salary, put the entirety of her net salary into paying off the loan, and paid it off in about four years, before I was born.	positive	9
u/_amused_to_death_	No one owns a home in Singapore, they are 99 year leases, and they are tiny apartments. You can’t compare them.	negative	8
u/peeam	Thank you for the diligence in analysing a complex issue, one that is often swayed by emotion and not facts.	positive	7
u/therealgmx	Now you see the giant fiat scam going on. Thank you for your contribution to the masses.	negative	6
u/pugfaced	Great stuff, didn't even see the original post but read through it all. Based on what I've read, there are 3 main drivers for the housing affordability crisis: Financial demand (credit conditions per what OP is stating): including things like interest rates, mortgage availability, serviceability rules etc. Order of magnitude weighting would be like 45-55%. Supply constraints: includes things like zoning, planning approvals, constructive capacity. Contribute 30-40% towards housing affordability crisis. Traditional demand: population growth and immigration. Contribute 10-20%. 2 and 3 get a lot of debate in the media and politics. Not nearly enough debate on 1.	positive	6
u/FarMove6046	I’m glad to see ana analysis looking at how banks are a key driver, and likely the ones making more profit than house owners	neutral	5
u/globalminority	Good quality data analysis like this is such a thing of beauty. have saved this to reread at leisure. Have a question for you. How does the last 20 years of china driven boom in terms of trade matter, which ended in 2023, to this. my understanding is that this was rare and the only other time such a outsized terms of trade happened in Australias history is the gold rush in 1850. so keen to understand if the analysis factors the end of china iron ore boom in 2023. Once again your data analysis almost feels like a beautiful painting to me.	positive	5
u/regretvoltaire	Like you mentioned in the post, Australia has 67% home ownership. That means, for positive policy change (for affordability) to happen, a significant portion of them would have to vote against their own interests. I'm happy to (and have been), but am not optimistic about the majority. Perhaps this will only be possible if (when) a large portion of homes are owned by institutional investors/corporations as mentioned in the post (and home ownership is much lower).	neutral	4
u/Puzzleheaded-One9766	What an acute analysis. You should submit this the AFR as a demo piece. The Aus media market requires actual analysts who can convey these topics to the readers. Loved your breakdown of the buyer spectrum and what these segments are made up of. I work for a bank with a team of analysts which has some connection to property and I’ll be sharing this with them(if they haven’t found it already!).	positive	4
u/This-Fox9426	This actually makes sense. I’m assuming the government (and others before them) also understand this? And are choosing to not implement the appropriate changes? ?	neutral	4
u/Doff__	It's not that it's hard to solve, it's simply that our government is corrupt and unwilling to solve the problem.	negative	4
u/Ok_Tie_7564	Are we screwed? ?	negative	3
u/Big-Abalone-6392	The Tl;Dr was still Tl; so I Dr.	negative	3
u/Anxious_Spirit4153	TLDR is a full screen but you sucked me in, went back to read the rest. Do you think that the wealthy few can continue to feed into the market, such that it continues to rise at such pace. Surely if their wealth comes from property then they would be over leveraged in the case that the market did slow.	neutral	3
u/East-Wolf-2860	Yep, expansion of the money supply globally, but predominately in US dollar terms has been a hidden tax of 8% on purchasing power across all currencies. Good luck if you happen to have a poorly run domestic economy too (see Argentina). What the US does with their money supply matters to us all.	negative	3
u/Due_Strawberry_1001	Agree with most of that. Demand-side factors: Credit, tax settings and normalisation of two-income households - are massive factors in prices booming. We don’t have a building problem. We build faster (per capita) than most developed countries. The other unmentioned demand side-factor, is the ballooning of our population size by 40% since 2000. I wonder if your future model makes assumptions about that. In essence, demand-side fixes can be achieved much more quickly than the fool’s gold notion that we are going to build our way out of this. But it means upsetting banks, big construction companies, universities, and property investors. If that would be needed to achieve affordability, then upset them we must. Because the present social corrosion has lead us to a very troubling place.	neutral	3
u/FruitSeller92	Thank you for the fantastic insight. It's a phenomenal effort collecting and breaking down this data and you've presented it in such bite sized pieces that it all makes sense. Fingers crossed the changes mentioned can come into effect!	positive	3
u/SirBoboGargle	Read the precis and will go back for the full monte. Just came to say thanks and you're hired (on my watch) The part about ai job losses is topical with anthropic giving their best guess as to the sectors likely to be hit. Spoiler.. there's more than one. Anthropic just mapped out which jobs AI could potentially replace. A 'Great Recession for white-collar workers' is absolutely possible \| Fortune https://share.google/BjKFsluK3NVqqY873 Pay walled unfortunately. But you can zoom into the graphic for the gist.	positive	3
u/kinko82	What a fantastic write up. Supported by sources and a comprehensive analysis. This is a gem.	positive	3
u/judgemyusername	Thanks for posting this, really insightful.	positive	3
u/Womble-1	Fascinating reading from a data focused individual! This is the sort of thing that should be presented by the public facing groups.	positive	3
u/PrestigiousWheel9587	I salute you sire 🫡 you need to be on the ABC explaining this to the masses	positive	3
u/The-Centre-Cant-Hold	Housing became more about being about making money than it did about being somewhere to live. And here we are now. It cannot be unwound now without massive, politically toxic, levels of pain.	negative	3
u/Expert-Area8856	[deleted]	neutral	2
u/Bawk_Bawk	If we assume that policy change will be non existent or ineffective and a K-shaped economy does emerge, what is the best strategy? Would it be optimal to lever up and get as much exposure to assets as possible? ?	neutral	2
u/Majestic_Plane_1656	I'm not reading all that. House prices going up 7% a year every year for 50 years isn't sustainable if we do it again for the next 25 or 50 years. Wages just aren't rising that fast. Current Sydney median is $1.7m A property will be $9-10m in Sydney in the year 2050. Lets say wages go up at the same rate they have been which means a 230k median wage. 5% deposit on 9m = 450k. Loan amount =8.55m Even with a 230k wage you're not paying an 8.5m loan. Even a couple with 460k a year wouldn't be able to pay that with current interest rates. So a few things are possible in the year 2050. Wages explode so people can afford 10m houses. House prices are much lower so people with the new median wage of 230k can afford them. A whole generation is locked out of housing unless they inherit it or get massive multimillion dollar equity gifts from their parents to use as a deposit so they don't need to borrow 8m or more.	negative	2
u/Dry_Personality8792	I could of saved you a lot of time . Just open to the first page of the book ‘ the price of time ‘ 65 years of downward sloping cost of capital will give you a housing bubble like no other , except every other bubble when viewed in historical terms. 65 years will take time to work through . at the bottom (base) will take time. Capital appreciation will only come when we have this cycle again. There is no way this doesn’t end like every other time in history … a spectacular crash. QE goes back to Roman time, bubbles go back before that.	negative	2
u/return_the_urn	Thanks for the analysis. Makes sense actually. TTLDR, for me, is basically we have been printing money it’s mainly gone into property price rises	neutral	2
u/Sik_Simsy	You can’t really compare Singapore Government housing to Australian Government housing. If you’re drop kick in Singapore, they’ll drop kick you into a deep dark prison cell for a long time. In Australia, you’ll be labelled a loving family man. Singaporeans are strict law abiding citizens who wouldn’t dare abuse drugs and destroy their government house. We are not the same. We cant enjoy our Australian freedom whilst also expecting the Singaporean benefits.	negative	2
u/RubyKong	We'd have to eliminate the central bank, return to hard money, and eliminate all the rent seeking in our current system. but fat chance it will happen!	negative	2
u/oustider69	My understanding of economics is high school level at best, so I may be missing something obvious, but you're saying housing price growth is driven by banks providing more credit, but then saying house prices aren't actually going up because the broad money supply went up?	neutral	2
u/Tiny_Cheetah_281	Some good reading here thanks for sharing	positive	2
u/tbot888	When you say Singapore has solved this, did they start with the problem we have now? Ie a third of the population heavily indebted? And a 13.8x price to income ratio. How do you deflate a price to income ratio without destroying the economy? If the goal is to reduce the money supply (as your cause) that just means increasing interest rates. To the point the economy stalls completely. ?	negative	2
u/moggjert	Do you see any similarities between where Australian is now and the Japanese asset price bubble bursting in the 90s? ?	neutral	2
u/[deleted]	[removed]	neutral

Subreddit

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r/golf

Just got this email from Robert Jones Trail in Alabama before our trip

Janetsvoid

651

166

80.6

positive

2026-03-26

commenter	comment	sentiment	upvotes
u/BigRigHiggy	This is a masterclass in customer service	positive	1426
u/MaroonFrogHide	I can’t comment on the state of the course but I will say I appreciate their transparency and the initiative to get ahead of the issue	positive	814
u/RoverTiger	I'd take the gift cards and make the best of it. Full credit to them for being so forthcoming.	positive	306
u/clemtgrs10	Just played there during a golf trip on Monday, however I was not notified until the starter and we had already paid $135 per round. Some greens are mostly gone. Some greens already have patches of replacement sod that is long and doesn’t roll anything like a green, and some greens are fine. If you’re looking for a premium experience and care about putting everything out and scoring well, you’ll want to pick another course. In our case, we had played Pursell farms and Ross bridge the two days before and honestly I was just ready to get home - so I didn’t care much.	negative	159
u/Handsome-Jed	I’d give them a call and ask them what the practical experience playing the greens will be	neutral	34
u/the716to714	Another reason to support the RTJ Golf Trail besides excellent customer service and golf at a great value: it is owned by the Retirement Systems of Alabama pension plan, so you are paying the state workers of Alabama. Pretty cool in my book.	neutral	19
u/TILiamaTroll	wow, an ethical business! i am very impressed.	positive	19
u/OkMarsupial3149	Wow. This is actually super cool they did that. For those that don’t know about a two weeks ago the southeast had 6 days of 70 degree weather then on Sunday it turned into a night of rain and tornados which literally turned to snow the following morning. I’m sure any small issue for a golf course grass suddenly became a big one that week.	positive	18
u/TheLeftRough	I played there last month and they were generally okay but definitely had some rough spots. We've had a couple big temperature swings and a random snow storm since then so I wouldn't be surprised if their condition has declined a little further since I played. RTJGT customer support has always been top notch in my experience. Glad to see that has continued here!	neutral	16
u/rling_reddit	Consider posting on the r/Birmingham group. You are more likely to get feedback from someone who knows	neutral	11
u/Kittenmittenshijinx	I just played there 3 weeks ago. . Greens are a mess. . But overall the course was still great and in good shape. I can't putt worth a damn anyway so didnt really affect my game. Have fun	neutral	6
u/cabinets_included	As someone who is very familiar with the RTJ courses in Alabama, I would ask if you guys can reschedule to a different RTJ site. Muscle Shoals, Hampton Cove, Capital Hill, Silver Lakes are all within ~2 hours of Oxmoor. Not sure what’s wrong with Oxmoor, but the green/conditions at these other courses are great right now… Maybe ask them to get you on to Ross Bridge. That’s the crown jewel of RTJ trail and only 5 minutes away from Oxmoor. RTJ customer service is typically very accommodating. Keep us posted	neutral	6
u/Spillsy68	Big thumbs up to the course from me. That’s how to do it properly.	positive	5
u/datboigucci	Every RTJ Trail location is incredible. I’ve played 4 or 5 so far	positive	5
u/NJSoundman	I played at Grand National a couple weeks ago - went down there on a solo golf trip from NJ just to play RTJ courses. Top notch green conditions, customer service is awesome, every part of the whole experience was great. Got to play all solo rounds too which was cool. Coming from a very flat part of NJ I was not prepared for how hilly the Grand National courses actually are. Loved every minute of it though.	positive	4
u/MIZ_STL	We just played Ridge this past weekend, the greens are HORRIBLE. Not like “not good enough,” like actually 3 or 4 holes had 75% of the green as franken-greens. They had planted greens from another area and were 2-3x higher cut than the rest. I’m not a picky person because I’m used to playing munis, but they were awful. All that said, the course was still gorgeous and the rest of the field was great. The greens were just that bad. If you could get moved to Valley or Ross Bridge I would recommend (I cannot recommend Ross Bridge enough, what an incredible track)	negative	3
u/bama_clay	I play the RTJ Capitol Hill (about 70 miles south). We are just climbing out of the drought. The greens here are in great shape for what they have been through. Cant speak for Oxmoor, sorry. <image>	positive	3
u/sam007700	I bet the courses are still solid all things considered. Not at their very best but still will be a great time.	positive	3
u/Robespierre77	Oxmoor Valley is such a great course. I caught it in June of 2019 and it was fantastic. Love the red clay canyons and historic atmosphere.	positive	3
u/buzzkill71	Working my way around the RTJ courses. Oxmoor is nice but see if they can get you on Ross Bridge. It is like 10 minutes away and a way nicer course and an awesome layout. Hitting the 2 courses in Muscle Shoals in a month for the weekend.	positive	3
u/sanctum04	I played there 3 weeks ago - the first ~5 greens on Ridges (bent grass) are unplayable. After that, it seems they were able to recover the remaining greens and while they're not as pristine as the bermuda on Valley, they were what you'd expect for early season with some minor distress mostly around the fringes. I did not feel the need to demand a refund - but we were also on the shoulder season rates, which means the rounds were ~$62.50 including cart. Your call on what you do - we were playing a 2 group, Vegas style scoring - and counted everything within 6 feet as "good." I was disappointed, but really enjoy Oxmoors layouts and was able to get over it quickly.	neutral	3
u/nobigdeal69	This is unheard of IMHO. Props to the management company.	positive	3
u/Current_Twist7802	Top notch customer service. Clowns around my way won’t even tell you it’s cart path only until you show up and pay, let alone write personal emails lol!	positive	3
u/SimDaddy14	That’s awesome. Our courses in northern VA will charge you and then tell you after they give you a receipt That it’s cart path only because it drizzled two days prior.	negative	3
u/BigO4422	This makes me want to play these courses even more. Dog shit that you book a course and show up to terrible conditions and their attitude is, “not our fault, tough break.”	negative	3
u/AndromedanPrince	this makes me even more committed to go play Magnolia. this is prime customer service thats makes a $100 round worth it.	positive	2
u/colnross	That's similar to the email I got from my local course: "We're actually closed tomorrow, thanks for the $80 bitch!"	negative	2
u/piedubb	I like that customer service	positive	2
u/Epicela1	Every course should do this. Some friends of mine went out to play a couple nice courses in St George, UT last year. Booked in advance. Paid full price. Got there and the greens were punched 2-3 days prior. Basically got told to kick rocks when they asked for a discount. Pretty terrible. So glad to see some orgs do this right thing like this.	negative	2
u/Psychological-Pen812	Love seeing this great communication from a course.	positive	2
u/streamteamdream	I’ve been playing the Ridge for the past few years and the drop off in the greens became very noticeable over the winter. Played it most recently about a week ago and just as others have said they are in rough shape right now. If you can, I’d recommend switching from the Ridge to the Valley. I always enjoyed the layout of the Ridge more, but the greens on the Valley will be much better right now. An added benefit of switching to the Valley is that they have the same TifEagle Bermuda greens as Ross Bridge, so you’ll be more familiar with how they’ll roll on whichever course you play second.	negative	2
u/LoudSweaters	Pinehurst did the same for my group when they had issues with #4 last year. $100 credit. I will say that the greens were REALLY bad - so much so that they ripped them all up a couple months later.	negative	2
u/Efficient_Ad9153	I played there 3/4 - 3/7 earlier this month. The Ridge greens were already in rough shape compared to The Valley course. They also just began removing their winter tarps that week, then got hit with significant rain Saturday night 3/7. I believe it snowed the following weekend so I’m not shocked if it got set back a few notches. Fantastic customer service from the staff though! Couldn’t recommend it enough. <image>	negative	2
u/JRDSmitty	I was actually there last week. Valley course was in fantastic shape so if you can swap to Valley do it, but apparently Ridge lost the greens to a fungus is what we were told. They were pretty rough. Borderline gone. We played Ross Bridge, Pursell, and Capitol Hill down by Montgomery and all of those were in awesome shape. So not sure I buy their reason that it was environmental issues that caused it when the other course on property had no issues. See if you can swap to Valley is my recommendation.	positive	2
u/Judascrease	It’s dry round here	negative	2
u/CATG0D	Don’t ridge get their greens burned with a chemical 2 years ago? Tough sledding ?	negative	2
u/omicron1957	I play at Oxmoor and they are bad. The Valley is in great shape.	negative	2
u/fi3xer	Solid customer response. I might make a trip to this course.	positive	2
u/Embarrassed-Raisin78	Grand National is only about a 30 min drive from me. Played there last weekend and its in great shape. You'll love that track. Lake course has water in play on 14/18 holes. Good luck, sir!	positive	2
u/tugzug97	I just finished playing the Ridge. There are certainly quite a few greens that are in really rough condition. However, they are doing their best putting the pins in locations where there is minimal issues. It’s only really bothersome if you’re 50 feet away from the hole.	neutral	2
u/SlightlyFadedGolf	Was just down there last week to play Ross Bridge and Purcell Farms. Had a couple guys from the group play Ridge and they were super disappointed. There are a lot of great golf courses down there. I would skip Oxmoor for the time being. Particularly the ridge course.	negative	2
u/threejackhack	We experienced something similar last year on our trip to St Andrews. Got an email saying the hotel they booked us into had a handful of poor reviews recently, so they booked us at a different hotel. The room we ended up in was wonderful.	neutral	2
u/Gibshome	As a Capital Hill Local, I'd HIGHLY Recommend the extra trip if you can offer it. I play it almost weekly at this point, and the course is in great shape. A great choice of a couple of 18 hole selections. Judge is under redesign until the fall but the Legislator is a great track as well. Senator is a track they use regularly for professional tournaments.	positive	2
u/ValyrianSteelYoGirl	Exceptional!	positive	2
u/Jumpy-Coffee-Cat	Damn… my local is an RTJ site (not the same location) and they don’t offer shit and the greens have been brutal recently	negative	2
u/thisguybuda	This is a course that takes itself seriously, holds itself to high expectations and wants to deliver so people come back. Really a class act.	positive	2
u/No_One3243	If you can, play Ross Bridge. It's just around the corner, and is my all time favorite course. The ridge is okay. Lots of ridges and anthill greens.	positive	2
u/Jonestownboogaloo	Played in a Ryder Cup tourney here back in November. The course is so much fun-both the valley and the ridge. Staff was a pleasure and the breakfast sandwiches are fantastic! The Backyard par 3 course is so much fun, and there’s a really unique par 3 on the 13th hole of the valley course-one of my favorite par 3’s of all time! Played 72 holes in three days plus the par 3 and had the time of my life! You’ll have a great experience no matter what, trust me.	positive	2
u/BankheadUser	Good for them. The greens are poor. They do get better on the back.	neutral	2
u/too_much_candy_4me	I play a local course that has had some greens problems we just chip on and if it’s within 6 feet we take a one put if it’s 6 feet or beyond we take a 2 foot and go on. But we are not purest for sure.	neutral	2

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r/DeadlockTheGame

Deadlock update for 3/21/26

wickedplayer494

815

919

80.2

negative

2026-03-21

commenter	comment	sentiment	upvotes
u/SilverFan3702	somehow green abrams returned	negative	784
u/secretwep	SHIV GOT KNEE SURGERY	negative	680
u/kudles	Yoshi HATES ability range 🤣	negative	639
u/Twippin-The-Catto	Yoshi when it's time to massively change the game again on a random Saturday afternoon. (We love to see it.)	positive	581
u/nottheusernameiwant	Mirage: Fire Scarabs now reduces enemy damage output by 20% (and +15% in T3) 1vs1 king	positive	390
u/kudles	Kelvin ice path gonna be oppressive af 🤣🤣 with transcendent cooldown and t2 you can have perma ice path pretty much	positive	387
u/xippy_boi	victor found dead on the streets	negative	297
u/A_Hippie	Buffing Abrams is hilarious work	positive	270
u/DJKirby05	Graves’ tier 3 grasping hands spawns ghouls now? That’s kinda crazy ngl ?	negative	246
u/Ill_Celebration2902	Shiv: Bloodletting is now affected by healing modifiers this means anti-heal like healbane works against bloodletting now right? ?	neutral	229
u/tyvsaur	Vyper remains the epitome of balance	positive	202
u/TheTaffyMan	Feel a little crazy seeing Abrams buffs	negative	200
u/MTG_RelevantCard	McGinnis becoming more turret oriented and less ult-oriented This is, stylistically at least, a direction I’m down with.	positive	191
u/Glebobas-Barabas	I hope this doesn't turn into a DOTA situation where every single character has a health bar of a reasonably sized elephant by minute 20	negative	175
u/Physical-Scratch-856	breaking news: victor's kneecaps completely obliterated in 4k 240fps	negative	163
u/Luvatris	Celeste buff is diabolical Falloff nerf is not that huge for these buffs	neutral	161
u/Skippy-the-meme-Lord	YEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEESSSSS!!! GREENS ARE PERCENT AGAIN!!! HYPER TANK HERE I COME!!!!	positive	159
u/DarkWolfPL	That Silver buff	positive	155
u/mizeraklid	doorman range is nerfed, its joever	negative	151
u/slimsly	Oh mo, that’s gonna krill him	negative	133
u/ExcelIsSuck	GRAVES BUFFS YIPPPPEE. That wall buff is so cool... and as an fyi to all graves mains the ghouls summoned by the wall get the buffs of the tier 4 upgrades, so gravestone wall max build? ?	positive	123
u/BT--7275	Abrams cant be B tier for more than two weeks I guess. Also, Celeste buff?! ?	positive	100
u/ARClegend_18	My ability range stacking builds noooooo	negative	95
u/BahBaloon	It also bugged mid boss that can't be damaged..	negative	92
u/Doot-and-Fury	Mina's glide animation now has red haze coming out of her umbrella	positive	86
u/The-Weather-Report	Valve needs to sit down and have a good, hard think about what they want Mirage to do. The only thing they're sure about Mirage right now is that they still want him to be really bad except for the 10 to 15 minute mark of a game where he's okay against incompetent players and bad against competent players. Djinn's Mark scaling being reduced along with doing no gun damage means he's not a duelist. However, his boon scaling for HP is just average, so he's not really a tank either. Valve, after all this time, still don't know if they want him to be a duelist or a tank, and have settled on him doing neither. His time to kill was already the longest in the game when things went well. He'll still be an okay "on-hit" guy, but if the ceiling is that low, I think he could realistically hit sub-40% WR once data comes in. Very usual of Valve to experiment with every option except the very obvious one.	negative	85
u/UllrCtrl	They treat Celeste and Silver like make a wish kids lol	negative	83
u/Raknarg	Bro they desperately want us to play melee apollo holy. With duration extender and max riposte you can reliably hit 2 heavy melees now by the way.	positive	82
u/The-Invalid-One	Ballistic + Expansion nerfs, plus punch nerfed wonder how the goo man will be this patch	negative	70
u/CoolVibranium	adding lifesteal effectiveness as a stat just to nerf vic is diabolical	negative	51
u/PAIN_PLUS_SUFFERING	Now instead of being functionally useless in teamfights for 30 minutes, Victor can instead be useless the whole game. Thank you Yoshi	negative	50
u/CarelessCourier	Ivy: Air Drop cooldown increased from 65s to 85s Ivy: Air Drop cooldown is reduced by 25% when used on allies Fucking catch me picking you up and dropping you immediately after just to get that sweet sweet cooldown reduction	positive	49
u/chuck-me-papa	damn that calico 2 scaling	negative	43
u/Drag0n122	No Venator changes? Interesting ?	neutral	41
u/firememble	The Seraphim Wings change for brawl is fucking crazy. If you don't roll a gun carry on your team and they have a gun carry with this you instantly lose and there is nothing you can do about it. Even with a gun carry to shoot them in the air 60% is just stupid and you can pretty much stay in the air forever now. Genuinely who thought this item needed buffs.	negative	38
u/The-Invalid-One	Dynamo: Quantum Entanglement T3 now also replenishes 1 charge for charged abilities (half effect on allies) does this just mean it halves the cd? ?	neutral	37
u/RheasGarden	<image> FINALLY LONG DISTANCE BITES!	positive	34
u/PastPalpitationCry	Wow they just killed Victor with that lifesteal change.	negative	33
u/Rodruby	Abrams buff, Celeste buff 😭 Victor seemed to be hit hard, no 1v6 diving and surviving, on one hand it's fair, on other hand - what does he do now? Nerf Mo ult, reasonable Percent health means squishies still squishy and tanks are tankier, we'll see how it changes meta ?	negative	33
u/moonjelliess	mid boss bugged gyulp	negative	28
u/avayevvnon	What do you mean they gave mcg's gun and turrets compensation buffs for her ult scaling lmao	negative	28
u/TParadox90	GRAVES BUFFS TY YOSHI	neutral	23
u/sirms	they buffed the legendaries lmao hell yes	positive	20
u/CoralWarrior	Kinetic Pulse is longer and thicker 👀	positive	16
u/red--dead	This is a pretty light nerf to mcginnis ultimate right? Depends really on how hard the ability range item nerfs are moreso I guess ?	neutral	12
u/dankeykanng	Dialing back some of the cooldowns is a much needed change	positive	10
u/Doot-and-Fury	The Fall And Rise of Shiv's Mobility	neutral	9
u/Accursed_flame1	A little confused by the stomp changes for Dynamo, if the goal of the previous big patch was to backload the ability for T3, they did it just fine. T0-2 stomp currently feels pretty awful to use in lane, so even less damage on its tiny range just, strikes me as odd. Its fine, I'm just surprised Yoshi feels the prior changes werent far enough.	negative	7
u/OxGeNiD	Can anyone explain to me how shivs bloodletting was nerfed like im mentally challenged because i actually might be	negative	7
u/Winter0808	can confirm after a game, mcginnis ult build is still broken	positive	7

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r/gaming

PC projected to exceed 1 billion players and surpass console revenue by the end ...

Suspicious_Two786

1242

344

79.8

negative

2026-03-19

commenter	comment	sentiment	upvotes
u/Slylok	Not if ram prices don't come down.	negative	1006
u/fafarex	PC monetization remains structurally microtransaction-led. In 2025, microtransactions accounted for 48% of PC revenue ($20.6B), and that why we can't have game without a season pass and stupid skin. edit: can someone tell me why we keep getting shitty PC port when it's a significant part of revenue ?	negative	288
u/Happy_Bad_Lucky	Not with these hardware prices it won't	negative	75
u/Professional-Pop721	No wonder they want to turn computers into rentable cloud devices	negative	48
u/LateralEntry	This doesn't sound right. Roughly one-eighth of humanity is gaming on PC? ?	negative	39
u/Straight-Ad6926	It’s great that people are playing games outside the Top 20. Now instead of just being addicted to League of Legends, we’re being addicted to a slightly more diverse selection of indie games we bought on Steam and will never actually finish.	positive	29
u/ggallardo02	I'll just wait for PC 2.	neutral	25
u/PhatTuna	*looks at PC prices Good luck.	negative	25
u/Lookatcurry_man	I'm surprised 1 billion people play videos games lol	neutral	23
u/CromulentChuckle	Reminder that most people who have a PC don't have a PC stronger than a PS5 Pro. And at this point it's impossible to build one stronger than a PS5 Pro for cheaper. This isn't to say the PC isn't the way to go still it's just that the statistic and this headline isn't telling the story people seem to think it is.	positive	15
u/masteeJohnChief117	Without paid subscriptions for online multiplayer at that	negative	10
u/OldSacky	Maybe this will encourage a PC 2 release	positive	8
u/Rad_Dad6969	Do the Chinese have access to graphics cards we dont know about? Thats the only way I see this coming true. ?	negative	8
u/samuelazers	That surprises me as I was told Gen Z are not computer literate.	neutral	8
u/Deemstrix	Not at these prices.	negative	8
u/Marcysdad	Play on the platform you like best	neutral	5
u/Major_Enthusiasm1099	No online subscription required. It's beautiful once you finally build your own.	positive	4
u/Arashii89	Online gaming is free on PC and games are generally cheaper and more of them compared to consoles	positive	4
u/Majestic-Marcus	Strange. This sub has always told me PC gaming is way bigger than consoles already.	neutral	4
u/ComputerKind560	I wonder how big share of the market can Steam Machine grab, and if it'll create a new pc hardware niche.	neutral	4
u/[deleted]	FUCK YOU JENSEN	negative	2
u/waterisgood_-	I haven’t owned a console since Xbox 360 lmao, been PC player ever since. I did consider a switch cause that’s the one console that all the games aren’t available, but aside from that I don’t care about just a few exclusives for PlayStation and Xbox to get one… Once I move to a new place and have a nice living room/tv setup I’ll probably get one but for now PC is far better and more convenient for me	neutral	2
u/reborn_legend08	But RAM prices are way too high. They would need to come down first. But PC gaming is generally way superior to consoles.	negative	2
u/IntoTheMarch_Dev	I'm surprised too honestly.	neutral	2
u/skydave1012	.. & Sony still won't give us Gran Turismo on PC.	negative	2
u/DisruptiveLove	Looks like it’s mainly going to be from China that this happens. Someone who has read the full report does it show growth/loss of other markets? I won’t be near a computer to look at the report fully. ?	neutral	1
u/KingDaDeDo	I could believe this if prices for PC parts would actually stay stable and not inflate whatever the current part crisis is, early 2020s, it was graphics cards. Now, it’s RAM and storage being super inflated. I don’t see a ton of gamers willing to drop $2000+ on a top end PC instead of paying $500-700 for a console. I’m a big gamer and while I’ve been interested in PC gaming, consoles are still both significantly cheaper and they’re easier to use.	negative	1
u/Archisaurus	Perhaps Microsoft is right about all this…	neutral	1
u/Brzrkrtwrkr	Big oooof.	negative	1
u/Derpywurmpie	I mean that's pretty easy if you look at current PC prices especially the RAM prices lol	neutral	1
u/Javerage	Everyone playing Microsoft Solitaire and Minesweeper knows this is probably already long surpassed. Edit: Bonus thought: With PC emulation on Android / Mac / Linux, I bet you can surpass these numbers even easier.	neutral	1
u/MetalRexxx	There is a misalignment in this space. One of the main reasons Nvidia got all the hate this week. New software tech for graphics gets shown off. We all could care less. We need hardware.	negative	1
u/Head-Spare3821	Not anymore. I’ve been wanting to get a GPU but the cheap ones are outrageous now so I’m not going to switch from my consoles to PC for a while. Should’ve upgraded it last year when I got more RAM but I didn’t think AI would’ve damaged things so much.	neutral	1
u/MezcalDrink	Next Xbox is a PC pretty much.	negative	1
u/Flashy-Arrival-803	Sheesh… 🥵	positive	1
u/crimxxx	As much as people want to think ram os ganna kill the trend, a lot of pc gaming does not mean having a monster desktop. It can just be a decent amount of people gaming on the school laptops which they will buy anyways. Most f2p games don’t need a dedicated graphics card and can be playable on integrated graphics at this point. I would not be suprised if the new MacBook neo starts to have a bigger gaming market share purely cause it’s probably ganna be a student device and it certainly is enough to game some, all though gaming on Mac OS probably has some less options for most games.	neutral	1
u/FatherShambles	Gabe keeps winning	positive	1
u/inkorunning	The wild part to me is that PC free‑to‑play is pulling almost 2× PS and 3× Xbox per hour. That kind of money is exactly why every big publisher keeps trying to shove battle passes and “live service” junk onto PC first. We’re not just “the mod platform” anymore, we’re the monetization platform.	positive	1
u/Ultrafalconxv7	Hasn't it surpassed console revenue yet? ?	neutral	1
u/Jwagner0850	My how the turn tables	positive	1

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r/wallstreetbets

Tell me I’m wrong. Private credit is 2008 with a different middleman.

_Doomer_Wojack_

2283

428

77.5

negative

2026-03-22

commenter	comment	sentiment	upvotes
u/Dick_Wiener	Not nearly as leveraged. They can fail without taking down the whole banking sector.	negative	926
u/SBEPTY	Iran was is a convenient cover for A LOT of things On that I am sure	negative	740
u/Awkward_Yumz	Huh? How do you get from your thesis to buying puts on MSCI Turkey ETF? ?	negative	415
u/Medical-Shoulder-337	put my fries in the bag	neutral	234
u/PM_me_a_nip	Buying puts in this market is the best way to blow your balls off. Ask me about my weiners!!!	negative	180
u/KumarMadison	I am currently watching a large PE firm trying to figure out what to do with companies that they "maximized profits" over the past 5 years (probably all bs numbers from the start) and now the investors want their money back so they can reinvest it but the firm is screwed because no one wants their crap companies. Oh don't forget about the regression in people development since all these PE firms gobbled up companies and didn't invest a penny in employee development, leaving huge gaps in skills just as large numbers of the work force is set to begin retiring (or was pushed out in efforts to "maximize profits"which is going to crush our economy. I would be less worried about who is in office but rather what companies you allow into your communities - they are the one ruining everything.	negative	157
u/TheBuzzSawFantasy	They're senior loans backed by companies with revenue and assets. Not junk backed by poor people with cardboard mcmansions as collateral.	negative	68
u/LitterBoxServant	Dividend gang will not be happy when you tell them that their precious bank loan and CLO tickers are trash	negative	55
u/hotdogfromcostco	Don’t know if the fallout will be as bad as 2008 but I do think there’s something wildly similar to 2008 going on if you look at the usage of rated note feeders to reorganize debt from PE firms to lower capital requirements when holding them on the balance sheet	negative	54
u/whagon-wheel	<image>	neutral	51
u/drummer820	All good points about the macro, amplification points, and systemic connections (seriously, not enough people appreciate how much private credit money pension funds hold!) One point your post didn't dive into is that the major investment vehicle for a lot of these PC funds the last 5 years has been LLMs, data centers, and GenAI-adjacent companies. The economics of those looked unstable (at best) before the energy shock. Now? I honestly don't know how a lot people are continuing to invest in neoclouds and data centers with margins of negative bajillion when the cost of electricity is about to go parabolic.	positive	38
u/Catch_ME	I'm going to give a general statement based on a true story. The Western world experienced sustained $130+ a barrel from 2007-2008, industry slowed, and crash in 2008. Do what you will with that information.	neutral	29
u/Adorable-Database187	Tell me I’m wrong. You missed the AI bubble with their circular financing https://builtin.com/articles/ai-circular-financing The circular financing model also introduces some pretty glaring vulnerabilities: Distorted Demand Signals: Because revenue is often generated from investor-funded spending, demand can appear stronger than it truly is, muddying the distinction between true market traction and money simply being recycled back and forth. Overdependance: If a chipmaker slows production, for example, or construction on a data center is delayed, it can affect the entire industry, delaying projects and straining cashflow for everyone else involved — especially dependent startups, who often take on debt they might not be financially ready for just to participate. Overbuilding: Circular financing encourages everyone to go full steam ahead, pushing companies to expand capacity based on optimistic forecasts rather than confirmed demand — a recipe for wasted resources if growth doesn’t materialize as predicted. Potential Market Collapse: At a system-wide level, any mismatch between expectations and reality can trigger broader instability, with one failure cascading through interconnected contracts, valuations and credit markets — the kind of chain reaction that fuels concerns about a trillion-dollar AI bubble.	negative	23
u/whitestardreamer	There’s also the fact that the largest holder of U.S. debt is not Japan, but actually almost $2 trillion in treasuries in Cayman Islands hedge funds that the treasury just kinda…overlooked…until recently. Look it up. I’ve been tracking this closely for almost 2 years now. There are so many systemic points of contagion and exposure that it is worse than 2008, because it’s not just in one domain like housing, it’s in everything. And people don’t want to deal with that because of what it means. Not because you’re not right. Someone else already mentioned the AI financing bubble. There’s that too. Then add the precarity of Japan’s sovereign debt crisis. It’s really the U.S.’s debt crisis, because they’ve been treated as a vassal state subsidizing the U.S. economy for decades. Add the fact that no one wants to subsidize U.S. aggression further. Then there’s the fact that in 2008 the national debt was $10 trillion; it just crossed $39 trillion this week. During the dot com crash, the debt got kicked to the banks. During the 2008 crisis, the debt got kicked to the govt. There’s nowhere to go now. Only deflationary collapse or hyperinflationary collapse. The institutions know, and this lot is their exit liquidity. Follow Ox Talks on YouTube. He’s tracking it without sensationalism.	negative	21
u/Obvious-Ad-5791	The notional exposure of the private credit "crisis" is orders of magnitude smaller then what happened in 2007-2009. I would say it is about 1/3 the size, the systemic risk therefore is smaller. Also I would like to mention Deutsche Bank is really one of the worst big banks in Europe. Sort of the Citigroup equivalent for Europe.	neutral	21
u/_whatever_idc	You are wrong because I can’t live through another 2008.	negative	19
u/pocketdare	Guess we'll need to wait until Hollywood rushes to do 10 biopics about it to know for sure	negative	14
u/crazycal123	Not all of private credit is risky, the majority will be senior secured and you also have highly defensive sectors like infrastructure and real estate. It’s really only highly leveraged SAAS loans and consumer businesses that are risky, the rest are super safe to be honest as they will be lent against very predictable revenues with highly valuable underlying assets typical at less than 70-75% loan to value…	neutral	14
u/BobbieMaccc	You're wrong, it's much smaller in scale than mortgage CDOs etc., banks less exposed. Still the oil crisis by itself is likely to produce massive recession	negative	12
u/KeepStrolling	private credit clos are a small portion of the clo market	neutral	9
u/natalie_merchant_fan	It's not just an energy crisis. Inflation pressure will be broader because of fertilizer shortage. Bond sell off has flipped the script on this year. If the stock market crashes it will feed back to the broad economy. Ultimately the Fed will need to cut but that's looking a couple steps ahead. And gold will hit an all time high.	negative	8
u/Jon472	Is this all your money? Because I'm tired of mfs talking about private credit who just yesterday had to ask AI what's wrong (see Jamie Dimon quote). You can be right but your a small fish in a massive pond, good luck trying to time this ?	negative	7
u/yatruthordare	I think you’re right…. we’re moving into a geopolitical stagflation regime - which for the credit markets will just hasten defaults - the long game on this is to buy EDV/ZROZ - they are very volatile and are impacted a lot by bond prices (as seen this past week) but in a credit crisis they shoot up a lot.	negative	6
u/No_Tomorrow_5652	Good write up. The joker card is the administration though which won’t let the economy collapse, but agree a bank’s equity might get wiped out unless bank management has connections.	neutral	6
u/Spezalt4	[deleted]	neutral	5
u/cochinescu	The crazy thing is how much of this private credit risk ended up on insurance company balance sheets. If the underlying assets really start unraveling, it's not just the PE guys eating losses, it’s your grandma’s annuity on the line too.	negative	5
u/BaconGreaseShot	The PC house of cards is funding the PE roll ups of everyday stuff we use. Go try finding shampoo on amazon or your shelf at target / walmart that isn't owned by PE.	negative	5
u/Joey_McFluffington	While there is a lot of garbage in private credit, some of the things posted are just flat out wrong. I’m happy to be proven wrong, but it is just totally false that defaults are at record highs. Public markets default rates are in line with long-term averages at roughly 3.5%. Private credit defaults, based on data that’s available are slightly higher than 5%, and that’s if you include non-accruals/PIK interest. Also, the CLO market is $1.2tn. Only 10% of this market consists of Private Credit CLOs, the rest are all public issuers. And the majority of Insurance company private credit is all IG. It has to be otherwise they would get destroyed in capital charges. Private credit doesn’t mean it’s all shit. Meta, Google, Apple, AB InBev etc. all issue in the private market.	negative	4
u/Spezalt4	It’s unclear to me how much exposure to the pile of odious excrement systemically important institutions have Also you’re missing the captive insurance company reinsurance offshoring angle for leveraging. Since you like Mark Baum so much go watch the Steve Eisman (real life Mark Baum) video about it	negative	4
u/thetaFAANG	The differences are important CLOs and CDOs and credit aren’t bad words, leverage combined with a lack of accounting is In 2008, Morgan Stanley was leveraged 150x for every dollar they were trading with, AND DIDN’T KNOW IT Something like that is possible today but alot also mitigates that	neutral	4
u/flortny	[removed]	neutral	3
u/FundamentalEnt	I’m not well informed so I’ll preface with that. I have been getting margin call vibes like a mofo lately from some of these posts. Like the dude the other days whose broker called him pushing these. He said they were offering huge bonuses. Margin call was in like a day though right? I think you’re right to dig and be diligent though.	negative	3
u/sooshiii	There’s two things that make it different. First, a smaller proportion than you’d think of the underlying borrowers are worthless, which will make the CDOs hold some value. Second, private credit often has gating rules where investors can only redeem a small percentage of their investment in a single quarter, which prevents a liquidity crisis and allows the lender to ride it out much longer.	neutral	3
u/jasperCrow	You’re wrong. 2008 — the magnitude of the crisis was many factors greater. Derivatives on the mortgage market were over $100 trillion+. Private credit is what $1.8T? I’m not saying the impact of a crash in PC wouldn’t be felt market wide, but it won’t trigger a global recession like 2008. ?	negative	3
u/Kindly-Benefit-9826	your clf puts are gonna print but you're missing the fed backstop - they'll just expand the btfp or create some new facility to keep the whole thing propped up until after elections	negative	3
u/Fabster_3000	Remind me! in 6 months	neutral	2
u/Glock43xWithASwitch	I’ve seen a lot of YouTube videos from Channels like Patrick Boyle , the plain bagel and how money works an honestly I don’t think you wrong but I’m not sure we will have as bad of a collapse as we did back then but we will see!	neutral	2
u/T-WrecksArms	I’ve got puts on DB purely because of the volume from last week. Thanks for the reassurance!	neutral	2
u/PodcastListener1234	It's a much smaller market and even if it were to fail it would have a much smaller effect on the economy as a whole, and on banks (which have to pass stricter stress tests after 2008). Besides, retail investors are not much exposed to private credit (unlike with mortgages in 2008).	neutral	2
u/JuliusCaesar121	I don't agree with this comparison at all The core problem in 2008 was NOT really too much leverage. It was UNCERTAINTY - no one could understand how much toxic structured products sat on bank balance sheets. This triggered a death spiral in the financial system. Regulated banks do not have much exposure to private credit. And direct loans are perfectly easy to understand and value. There might be a ton of bankruptcies if direct loans default, but that's just a wealth transfer Private credit loans aren't even defaulting at higher rates yet. Investors are just trying to pull their money before the loans get marked to market.	neutral	2
u/Cold_Specialist_3656	Take a look at the property market too. ARM "balloon mortgages" have returned as well. This time they're called "mortgage rate buydowns". And funded by the builders to keep it off bank's books. Much of those teaser rates will be expiring in the next year or two.	neutral	2
u/Yory_Alsik	Just remember the first leg down for 2008 was November 2007. It took over a year to get 50% down. We also have a fed chair transition that might be more keen on rate cuts post June. You could very well be right and I think you are. But you could also be early. We could have a 2 year bear period and your puts won’t give you the return your looking for.	neutral	2
u/Every_Recover_1766	It took you this long? It’s over bro see you in 8 months for the juicy discounts ?	negative	2
u/Mrclean513	Not remotely similar. Private credit is software concerns and private equity investments with accredited investors and will not touch the large banks like mortgages which were wide spread and tied to the real estate market and regular Joe’s.	negative	2
u/Mountain_Fig_9253	You can go listen to “Mark Baum” (his real name is Steve Eisman) give an update on PC/PE.	neutral	2
u/justaguytrying2getby	I agree. Add in margin and leveraging credit cards for buying crypto, and AI job losses, etc, into the mix. The Buffet indicator also through the roof. Its an even more perfect storm than 2008 was. This war is only going to make the collapse happen faster. No telling what will really happen since the market is much more accessible than it was in 2008, but money is money, if any banks start falling and bank runs occur, its looking more like 1929 than 2008. Edit: Also, forgot to mention the tariffs. At this point its basically coming down to smart money will soon have to start betting against themselves as the cards start falling.	negative	2
u/plinywaves	Part of the problem with your play is even if you are 100% correct (which I think some of your premises are flawed). Your strikes and expiration dates will only mean you lose money. Half of the movie the big short was how long the crisis took to get priced in. You are telling me Citigroup is going to fall >60% in the next 4 months??? You are literally throwing money away.	negative	2
u/Lopsided-Magician-36	CVNA puts	neutral	2
u/RedditJw2019	Private credit is too big to fail!!!!	positive	2
u/VisualMod	User Report Total Submissions 10 First Seen In WSB 1 year ago Total Comments 1085 Previous Best DD Account Age 2 years Join WSB Discord	neutral

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r/unpopularopinion

More people need to work the night shift

Embarrassed-Bowl-373

2256

1330

77.5

negative

2026-03-17

commenter	comment	sentiment	upvotes
u/CarbotaniumSilo	I worked night shift for a few years and am convinced that doing it for more than a year is legitimately harmful for your health. It's grim.	negative	4425
u/rivallYT	OP prob doesn’t even work a night job lmao	negative	1549
u/CinderrUwU	So basically half the world should be separated from eachother and not see the sunlight? There is a reason the night shift is so unpopular. ?	negative	762
u/Kouzzzz	Now think to yourself. Why do only 6% of people work the night shift	neutral	665
u/Johnny_Mira	People are woefully disrespectful to night shifters sleep. They act like you stayed up all night partying then give you shit for sleeping all day like a bum. Or they wake you up for stupid trivial shit.	negative	319
u/DumbbellDiva92	It’s not just “tradition”, and has nothing to do with religion. Humans benefit from having their natural circadian rhythms aligned with the sun as much as possible. There are numerous scientific studies that show this.	neutral	303
u/Charming_Week2899	I worked 3rd shift for 3 months. I wanted to throw myself off of a bridge by the end of it. Only job I've ever walked away from without giving notice, 0 regrets.	negative	282
u/totes_mai_goats	Do it for a year to understand how terrible it is. Do not recommend overnights as someone who probably has health issues because of this.	negative	129
u/zenfaust	1) No, things are stolen at night because its dark 2) No, the already lopsided economy where only megastores can survive would get even worse if companies had to suddenly support double the operating costs just to net 2-5 more customers in a day. 3) No. Are you telling me ppl with busy day-schedules are supposed to also work all night? And when do they get to sleep? Stupid. And it's not healthy to only be up at night. It is extremely detrimental to most peoples mental wellbeing, and sunlight is biologically required for survival. You cant just tell 50% of people they need to be miserable and unwell all the time. But I'll concede you one point: this is incredibly unpopular.	negative	122
u/amarao_san	Of course we all should screw up our biology and circadian rhythms, so you can bring your your dog for a grooming at 3:30 in the night.	negative	81
u/TuckerDaGreat	I want to hijack this post just to say, do not work somewhere there isn't a shift differential for 3rd shift/overnight. I did it for 2 years before finding out it is common to justify the fact that working nights is cancer for your social life. If this is you, demand a shift differential immediately and threaten to quit if you don't get it. It's hard for these places to find people with overnight-compatible schedules, in most cases they would rather just give you a little more.	negative	40
u/Ok-Wave7703	Not just unpopular just stupid. It’s not healthy to work night hours. If anything we should working on lowering the amount of people Now	negative	36
u/The-CerlingCat	The reason that number is so small is because most people don’t want to work night shift	negative	30
u/Butterfly21482	Your “quick research” should have included looking up “Circadian rhythms.” Our bodies are literally not built to function that way.	negative	28
u/formerNPC	As a former night shift worker I agree and disagree. Trying to sleep during the day is almost impossible even if you live alone there are always distractions. The rest of the world is awake and going about their lives and you are a virtual zombie. I have always said that overnight work should only be six hours and not eight hours but you should still get paid for eight hours. More people would be interested and it would cut down on the amount of time off that you have to take just to feel human. It’s just not desirable and it really doesn’t work out for most people especially if you have kids.	neutral	27
u/Sefalitis	No. Why don't YOU work the night shift? My sleep schedule and social life are important to me, both of which would take a nosedive if I worked nights. ?	negative	22
u/Jswazy	I like that not a lot of people do it That's part of why I like it. Night shift is the best	positive	20
u/NoahtheRed	We're a diurnal species. Our bodies operate on a rhythm that's based on being active during the day and resting at night. There's lots of science behind it, but outside of edge cases, all kinds of medical and psychological issues step up significantly when you try to break this rhythm. While I understand your points and their logic, they aren't particularly good points. Unpopular. Upvoted.	neutral	19
u/allsupb	There are major health benefits to sleeping on a regular schedule and nighttime sleep is how our bodies and brains have developed for thousands of years. Some go to bed slightly earlier or later but darkness helps us sleep much better	neutral	17
u/JoffreeBaratheon	You think criminals are stealing from people mostly at night? You're clearly speaking of things you have no clue on. ?	negative	16
u/stonecoldslate	What the hell is with all of the daytweakers in here? The night shift is genuinely incredible. There’s no way the majority of human beings here are somehow ALL day walkers and not night folk. I can’t fathom wanting to be up with the sun. ?	negative	16
u/Curious-Option7195	I'm more curious what lead you to googling night shifts. Does someone miss 24 hour walmart? ?	neutral	15
u/No-Profession422	I work 6pm-6am. I've always preferred nights.	positive	14
u/treegee	nah, night shift is where the work gets done. We don't need people from daylight coming in to fuck it all up.	negative	10
u/Submarineto	I loved night shift, it's such a peaceful time	positive	9
u/UptightWorm	Night shift is great if you actually stick to a schedule and don’t try to function during the day. Stick to the overnight schedule on your nights off and generally you’ll feel fine.	neutral	9
u/3Time4Eater3	Some of us are made for night shift. I was one of those	neutral	8
u/dracarys289	I unironically love night shift but I’m a homebody anyways. If it wasn’t for my wife and kids I’d probably never leave the house so idc if I work at night or day.	positive	8
u/Afraid_Acanthaceae34	Can we just compromise and bring back 24hr walmarts? ?	positive	7
u/dlsAW91	Night shift sucks, but the reason it sucks is because people who work day shift don’t give a fuck about night shift	negative	7
u/ExpiredPilot	Okay, pay night shifters more	positive	7
u/EcstaticContract5282	I worked nightshade for years. The experience is horrible. If anything less people need to work those hours.	negative	7
u/loconessmonster	I do think more things should be open later. Precovid things would be open till midnight or later. There were more 24/7 places as well.	negative	6
u/b0ffum	Been there, did everything but died	negative	5
u/XElderXemo87X	I love working nights or overnight.	positive	5
u/Beowulf33232	Night shift worker here. Life expectancy is down 10 years. Vitamin D suppliments are a must. If we could solve those and similar problems, I'd give an arm for a doctor, dentist, barber, and banker, all on my schedule.	negative	5
u/Loud-Chicken6046	I did night shift for 5 years and loved it but I'm pretty positive affected my mental and physical health.	positive	5
u/Inspirational_orgasm	I worked nights for 2 years. Never doing that again. My circadian rhythm never adjusted. I could fall asleep at 8am and end up wide awake at noon. I'd be dog tired by 4pm and sleep til 8pm but my body wouldn't want to get up.	negative	5
u/AbsoluteRook1e	I have a desk job that's night shift, and it absolutely fucks with your circadian rhythm constantly. Good sleep is hard to come by, and I've been doing this job for the past 4 years. The best part is you avoid virtually all of the office drama and can do your job in peace. No issues with management whatsoever, and arriving late isn't a huge deal because no one else wants to work the shift anyway.	negative	5
u/BestWithSnacks	I work night shift. No, they shouldn't 😂	negative	5
u/SparklyRoniPony	This is a VERY American take. And definitely unpopular. We already have shittier work schedules than many other western countries. I spent a year in Germany many moons ago, and I’m not sure if this is still true: but nothing stayed open past 3 on the weekends. It was quite an adjustment.	negative	5
u/midniteradio_72w142n	People have families and kids. Soccer games, band concerts, and other after school activities occur in the late afternoon or evening.	neutral	5
u/Expensive-Ad1609	This is definitely an unpopular opinion.	negative	5
u/bmonkey1313	Lol your first point made me laugh	positive	5
u/SoloSierra	I did 5pm to 5am for 2 years, felt like a zombie anytime I went outside during the day. Was not good on my health at all.	negative	5
u/Mental_Victory946	While I do agree. My circadian rhythm likes the night like I do better at night	positive	4
u/BeepBoo007	"More businesses should be open 24hrs" I mean I agree and I loved my 2am walmart trips in college but it seems we've pedaled back that courtesy of covid unfortunately and not even walmart/mceedeez around me stay open past 11 any more :( That ship has sailed. I remember being closing shift at DQ in the mall and it was fucking awesome as a highschooler getting out at 12am to a dead world. Felt so foreign and interesting at the time.	neutral	4
u/Existence_is_tiring	As a night shift worker I appreciate this	positive	3
u/LocalPawnshop	Geez am I the only one who prefers night shift	positive	3
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r/BORUpdates

My (23F) Boyfriend (24M) got really jacked and now I’m no longer attracted to hi...

SharkEva

1125

242

77.5

negative

2026-04-01

commenter	comment	sentiment	upvotes
u/jellyfish-wish	This reminds me of the story where the gf disliked that her bf lost weight because his stomach lined up in just the right spot to make her orgasm really easily. I doubt I'll find it again but it's interesting what little things can have an interesting unexpected impact.	negative	1219
u/MyFriendsCallMeEpic	Can't wait for Reddit to have a hard time accepting that two-way adult communication actually can solve many relationship issues Hey I dont like being called out like that!	negative	506
u/catbert359	I hope she does convince her boyfriend to talk to someone about the stress he’s feeling, because the line about doing all of this to his body as a way to feel in control in a tumultuous time of his life made me wince hard.	neutral	310
u/CuriousPenguinSocks	He used to be more like Loki and he’s now Thor. Theres nothing against Thor, but I feel like theres a lot of girls like me that agree that Loki is objectively hotter. Finally a BOUR post I'm an expert in. Yes, Loki is objectively hotter than Thor, sorry not sorry.	negative	238
u/BabserellaWT	I’m glad they worked it out. And while I agree that I would rather have Loki than Thor, I would also love to be in a sweaty sandwich between the two of them~	positive	162
u/Ratlarbig	But she didn't really solve anything.	negative	94
u/Crappler319	I love that OP and her boyfriend were able to talk this out, and moreover I think that her feelings were TOTALLY VALID, but I think that this (and more specifically the comments, but also how OOP framed some of her thoughts) kind of hit a very touchy subject, that being: women are EXTREMELY comfortable talking about muscular male bodies and what is and isn't "gross." I've been in strength athletics for over 20 years now, and in my 20s was extremely jacked with a visible six pack at around 220 lbs/5'10. The number of normal, regular-ass women (and occasionally men) who thought that it was fine to share, unprompted, that "ew that's gross, skinnier guys are waaaay hotter" and even insisting that that was an "objective fact" was absolutely wild. Obviously there were also women who were super into it,almost as though it wasn't objective at all words mean things too, but the point is that if you're a muscular man your body is open to "polite" community discussion in a way that absolutely no one else's body is. I understand that you get some fucking disgusting guys who'll talk shit about women and their bodies, but they're generally seen as awful and it almost never happens in polite, mixed conversation, whereas it's not seen as a big deal for someone to have a public opinion on the muscular male body, or, even worse, a PRESENT AND LISTENING INDIVIDUAL'S muscular male body. I've also been fat (over 300 at 5'10) and nobody ever, EVER said shit about my body then. THAT, of course, would've been inappropriate and judgey! It's exclusively a "jacked dude" thing. I have literally never seen a motherfucker get their perceived bodily flaws discussed in front of them at a lunch table at work OTHER than muscular guys. It's happened to me, and probably 80% of the very muscular dudes I've known through the years (and I've known a few) have similar stories. I don't intend this as a "MEN'S RIGHTS MGTOW REDPILL" bullshit thing, either. Obviously women go through way, way worse shit, but it just blows my fucking mind every time that I hear about it happening, and I even see it happening in the comments in this thread. I'm not generally one to go "REEEE DOUBLE STANDARDS" but body dysmorphia is absolutely rampant in the weight lifting community and I've seen shit like this alter the trajectory of a guy's week or even month when all he was trying to do was hang out or do his job or whatever. Imagine that you already despise your body and then you go to work, or out for lunch with friends, and the people you're with start not just talking about bodies in general but talking about YOUR body and how "objectively gross" it is. It's fucking disgusting.	positive	93
u/AceTheNutHead	If he’s gotten a noticeable change in just 6 months, and was already somewhat fit like Loki, he has definitely done steroids.	negative	90
u/AmazonWageSlave	In six months he's put on enough muscle that his cardiovascular health is now a concern? This alone is a hugely unrealistic claim. ?	negative	73
u/The_peach_blossoms	I don't know I feel OP went from dislike to extreme body shaming, I understand you want to justify yourself that most women like lean men but how she described her own boyfriend and how she pulled "most" women in her claim arrogantly made me wince, like she went from dislike to disgust so fast? I understand not liking a body type and that everyone have preferences but to have so much feeling about it is just body shaming is not it.	negative	57
u/Ok_Difference44	This is interesting because when a man says he isn't into muscular women, society judges him very harshly.	neutral	49
u/petit_cochon	WHOA she dropped that tidbit about his dad being in hospice very casually.	negative	44
u/ifeelnumb	She buried the lede with him being in medicine. There's a certain subset in that community that goes whole hog into fitness. I think they're running from death.	negative	35
u/tunaMaestro97	Half the post is “I’m not crazy, most women would think my boyfriend’s body is unattractive too!” lmfao. Whenever these posts are obvious double standard bait I just assume they are made up. We all know how people would react if it was a man saying his gf got fat and now he’s not attracted to her. Op knows that, and also knows that people will have the double standard, and other people will rage about the double standard, and so on and so on farming engagement. Just a waste of time.	negative	35
u/Aponte350	I still think I speak for a lot of woman when I say this. That’s all to say it’s a preference! ??????????? i dont like oop ?	negative	33
u/webheadunltd90	OOP is tone deaf, body shaming, doesn’t want to be judged, wants to be told they’re right, and doesn’t want to learn anything that might challenge their views. Granted the point about communication and stress is there but there’s so much ignorance in their arguments and holes in their logic. 🤷‍♂️ EDIT: minor spelling errors	negative	33
u/LiarOts	Most interesting thing about this situation is the comments, the support for OP is strong but had the genders been reversed it would have been completed different. I've seen several posts of men losing attraction to their girl because a lifestyle induced body change and they always overwhelmingly get called shallow and A holes no matter what the circumstances. Attraction can change and that's just reality. Coming on Reddit to ask for advice is a sign of waiting to resolve it. And often it CAN be resolved. This obviously doesn't sound include things like body changes due to things like pregnancy. I don't really see that posted, but just wanted to preempt those comments.	negative	32
u/Kryptonianshezza	Loki is objectively hotter. it’s a preference! I don’t care what you think is good looking. These two statements do not add up. Loki is SUBJECTIVELY hotter.	positive	25
u/Spectrefrmrussia	refreshing	positive	21
u/seensham	Did anyone else find it off-putting that she described a body type as "gross" ? Yeesh ?	negative	21
u/inscrutablejane	This immediately reminded me of the Shortpacked webcomic from December 2, 2011 in which Amber has to explain that jacked superheroes are a male power fantasy, not eye candy for women, or else they'd be limber and dexterous with expressive facial features. Of course she did it by making fanart of Hot Batman because c'mon, it's David Willis, but it's the same point.	positive	13
u/quizlab	OP comes across as so self absorbed. Has she even for a minute paused to consider that he experiences joy in the process of training ? That the self-discipline required to get ripped is his way to feel in control and cope with whats going on in his life ? Extremely tone deaf to place all the blame on him. To claim this needs therapy? Getting fit is his therapy. She is the one who equates getting ripped with all kinds of unrelated labels. It’s for her to work through. Guess who needs therapy. She so very casually compares her partner to paid actors. And claims “women” prefer one type. She is extremely lucky her partner had the grace to listen and empathise. Where’s her empathy for him? Sure, communication wins, but she seems insecure. And there sure seem to be missing “missing” reasons in her “I used to be a dancer” line. Imagine somebody working on themselves and being joyous in the process(maybe thats an assumption but i do believe it’s a reasonable one) and coming home to such a conversation. Just leaves a bad taste in my mouth. ?	negative	13
u/Any-Inevitable1890	So she just continues with her self centered lifestyle and he has to change/ work around it to please her. Nice.	negative	13
u/catsridingdinosaurs	I said it on the original update and I'll say it here, nothing was resolved, all she did was make her boyfriend feel bad about himself and then he tried to make her feel better. And if the roles were reversed, I feel like the responses would be hella different. If this is actually real, hopefully he sees how manipulative she is & moves on to greener pastures.	negative	12
u/Moist-Conclusion2974	I wonder if she's ever been a dancer? ?	neutral	12
u/ashthesnash	I honestly feel bad for the guy. It’s his last semester in school, his parent is in hospice, and this is what is long-term gf is focused on! If I had a billion stressful things going on in my life and my boyfriend made it a point to say “I miss your old body” and “I’m no longer attracted to you”, that would devastate me	negative	8
u/RightofUp	I wish people would stop “speaking for a generalized group of people” and just speak for themselves.	negative	7
u/butteredtoast689	This shit is completely fake, most obvious double standard rage baiting.	negative	7
u/AggravatingAmount438	Idk man, the ending kinda pissed me off. She clearly has some problems with fitness, and that commentor nailed it with her verbiage identifying as such. But instead of HER going to therapy, HE ends up going to therapy??? At best, they BOTH should go to therapy.	negative	7
u/Fandragon	"He used to be more like Loki and he’s now Thor." I've seen people use this as an example of what women want versus what men THINK women want. So many guys don't realize that huge muscles are oftentimes a MALE power fantasy. Thor is who they want to be, so they're gobsmacked when women fall over themselves for Loki.	neutral	6
u/meh_alienz	I mean, I find Loki hotter than Thor as well.	positive	4
u/DamnitGravity	I do find it interesting to see the story from the other point of view. As other commenters pointed out, it's usually men complaining their partners have put on weight or their bodies have changed after having children, always dressed up as 'concern for health' when we know the reality is they're just shallow. Not saying OOP is shallow, but as other commenters pointed out, that type of appearance is often lined to Red Pill Gym Bros and that's difficult to reconcile.	neutral	3
u/ArabianAftershock	"I miss your old body" I totally get where she's coming from and all but I don't know how that was looked at as a good way to broach the topic lmao. Glad it worked out in the end but couldn't help but think about how that kind of comment would not really fly in the other direction	negative	2
u/MCLiterati	The dehydrated veiny look is not healthy and extreme body modification as an outlet for control isn't healthy either. It's an eating disorder and it's not good or sustainable. I hope that he actually goes through with the therapy because he's going through a lot and with his dad in hospice things aren't going to get easier.	negative	2
u/Relative-Tomorrow497	Omg one of my biggest fears is that my boyfriend will start building up. I reallllyyyy like skinny to toned but lim bodies. Jacked am big muscles are such a turn off	negative	2
u/usernotfoundplstry	A lot of the time, the “break up!” advice is because a relationship is toxic or abusive. Most people who make posts asking for relationship advice aren’t in a situation like OOP. For a crowd that always talks about nuance and not being so black and white, the comments in the OP sure don’t seem to understand that OOP’s relationship is the exception, not the rule.	neutral	2
u/marvinthebluecorner	[ Removed by Reddit ]	neutral	1
u/eternally_feral	I want to know if the BF is going to cut back on the gym or stop or what. Maybe OOP will post again, and hopefully she’ll remind us she was a dancer, just to keep that fact fresh in our minds.	negative	1
u/PersonBehindAScreen	I wonder how big her BF is if she’s worried about cardiovascular health. I play rugby and play with some big guys that are pretty cut themselves.. but you gotta have decent cardio to play still Being below 15% and even more so at 12% and below is so much more dependent on macros than just simply meeting calories and proteins. I find that I can still have a decent look at 15-18% without interjecting into whatever my wife wants to do as far as eating goes and other lifestyle changes	neutral	1
u/Anonphilosophia	Totally agree with her. Moderation is admirable. Extremes are not, and often mean mental health issues. I remember once someone told me they were giving up gluten. I asked why, assuming it was an allergy or something legit. They literally COULD NOT GIVE A REASON. And I guess they were waiting for me to be impressed by the willpower. Nope, it actually sounds stupid and I just assume the reason is insecurity or a mental health issue.	positive	1
u/Leashed_Beast	I don’t like how she kept jumping from “I think I speak for most women” to “this is just about me and my opinion” and then back to “so I generally think all women” and just shit like that. Like, what the hell lmao?	negative	1
u/CleanLivingMD	OP is 100% correct about the health concerns. She was spot on and handled it very well. I think my wife would feel the same way if we were in the same boat.	positive	1
u/Mayonaigg	2000% a fake copium post by an out of shape middle aged guy to make himself feel better	negative	1
u/royaltyred1	I hate op and the double standards here. If it was a male saying they hate their girls new body she got whole being under extreme stress they’d be shredded in the comments. Then if they doubled down by saying “I speak for most men when I say my girls body is gross” he’d be fucking butchered. Then if they “resolved” the issue by telling their partner they hate their body and left them to “fix” it oh boy I can’t imagine the amount of royally decided blow back but because ops a shallow selfish woman she’s totally legit and fine 🙄	negative	1
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u/morris90024	Glad that you are in the process of working together for a solution. You can’t help what you like and feel and he can’t help what makes him feel good. If things don’t work out though, I’m closer to fat Thor than Loki…	neutral

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r/economicCollapse

A Lollapalooza - The Iran War Will Cause an Economic Collapse in the US

ECom_Finance_Guy

1015

128

77.5

negative

2026-03-30

commenter	comment	sentiment	upvotes
u/DessertFlowerz	A bigger, stupider Iraq war	negative	340
u/Silly-Power	If US farmers don't get hold of fertilizer within the next 4 – 6 weeks, that's this year's crops gone. Unlike petroleum the US does not have a fertlizer reserve. Expect to see lots more maga farmers crying about going bankrupt as a direct consequence of the actions of the man they voted for, and demanding the US taxpayer bail them out. Yet again. While simultaneously decrying "welfare queens".	negative	282
u/jhwheuer	The US has been collapsing since 9/11, first slowly and now picking up steam	negative	70
u/-JackBack-	Helium shortages will force chip manufacturers to stop in a few weeks. This will impact everything.	negative	48
u/pushdose	As intended. The rich will be fine. They will cripple the economy in the short term and buy up the scraps on the way back up. Normal people will suffer. Retirements wiped out. Homes taken away. Swaths of industry replaced with robots and AI agents. Concentrating even more wealth to the Epstein class.	negative	40
u/DAJones109	Also, there is a huge drought expected this summer in the American West so that will also drive up food prices.	negative	28
u/Normal-Rope6198	The U.S. has been at war for like 100 years now I doubt this one is what does it	negative	24
u/Realfinney	I disagree with your assessment of the Fed, they have generally been comfortable to let inflation run hot over their mandate. Generally, they will choose fighting unemployment over fighting inflation. I think you've missed demographics collapse from your analysis. The global population is much, much older than in 2008, with resultant sluggish growth. That only gets worse over the next 10 years.	negative	23
u/stonnerdog35	I think about half the country or more are gonna be jobless. Those driving gig jobs are about to be gone with the wind. As the cost of everything goes up people will travel less affecting hotels and tourism even more. Less people will eat out. Those that do will be ordering cheaper items and tipping a lot less if at all. Little niche shops will close think trading card shops, second-hand game stores. Pawn shops will close cos everyone trying to sell everything thay own for food and bills and not buying or paing on thier loans. No one is gonna be paying any personal loans. All the payday loan places are gonna get hit hard.	negative	18
u/HandRubbedWood	I’m convinced that Trump and team want us to collapse, as dumb as he is, he has some people backing him that are smart enough to know that this is the outcome and that the rich can gobble up all the resources and privatize everything as an excuse to “help” fix things.	negative	17
u/Away_Stock_2012	Why would you avoid borrowing if debt is going to lose value due to high inflation? Isn't now a great time to borrow? ?	positive	15
u/demipopthrow	77 Million Americans fault.	negative	8
u/kutekittykat79	I’m reeling from the fact that he was allowed to start this war, I thought he had handlers. But maybe the handlers are also corrupt, probably more so. What have we become?! ?	negative	6
u/No_Purchase4145	You forgot the sixth one my friend the Japanese yen carry trade will inevitably unwind and nothing can be done to stop it	negative	5
u/PainterRude1394	Yes, since it's inception this sub has thought economic collapse is imminent. Welcome.	neutral	4
u/Probot6767	yay!!! sources!! bravo sir.	positive	4
u/Lucky_Researcher_	Totally agree!	positive	3
u/No_Equipment7456	It’ll cause a global recession won’t it ? ?	negative	3
u/rabbit__doll	thanks for posting. what are some ways you’re helping your clients navigate this / what’s your line of work? ?	neutral	3
u/largevodka1964	Yen carry trade unwind!	negative	3
u/Logical_Strike6052	Should I buy a house? I have a ton of cash and think cash will lose value while housing won’t. Maybe I’m wrong. ?	neutral	3
u/ALEXC_23	If it's something that you know for a fact OP, what are some things you'd warn people to get ready for the inevitable? ?	neutral	2
u/DJbuddahAZ	The real question is how much pressure can Americans take , things might be all peaceful protesty now, but when will it be before normal people start to burn this place to the ground ? Food shortages, the working homeless , the list goes on and on , meanwhile billionaires are laughing at us through their champaign glasses , and Elon is about to be a trillionaire....think of that , a guy that does.nothing but own companies has more money than any one human has had in 10 lifetimes When are we going to take back this world? ?	negative	2
u/PyRosflam	Counter take, As oil prices go up, new oil sources open up. Oil sand in Canada and Fracking become cost effective after $85. Price shocks come from short term issues in the market, long term we always knew oil fields would run out and more costly ones would open. Alternative energy also becomes more cost effective with high priced oil.	neutral	2
u/Butthead2242	Or they’ll pull the alien card n forget the old ways and start doing something new. Universal money - space cash! (Srslly tho, those dudes callin the shots know the outcome of their decisions. Hopefully they’re not planning on fucking us too hard)	positive	1
u/1blindlizard	I find it most amusing when the financial “experts” here google a few agricultural terms and processes to suddenly deem themselves farming “experts”.	negative	1
u/SGBK	And foreign assets won’t help; they’re already in office making this happen!	negative	1
u/purple_hamster66	Can we extend the CRE loan wall, like we did during COVID? ?	neutral	1
u/Hot_Pomegranate_581	c'mon guys... they are doing this on purpose to crank that crypto. join the bandwagon or get left behind. the rapture is coming	negative
u/SFWzasmith	This reads like an AI generated hypothesis.	negative	-2
u/thrillhouz77	The US basically just seized, sorry “partnered” with the country with the largest oil reserves in the world in Venezuela. They just need to get production really humming there plus US refineries are a near perfect match for the heavy crude that is produced there. I also think this is short term pain and out of it, Iran, may come some big advantages bc the world’s powers will come down on Iran (and not the US) as part of this. We’ll work through China, Iran’s daddy, and they’ll call off the dogs as this hurts them more than us over the long haul. I also see the US pulling away from NATO in terms of financial contributions (a good thing), closing some bases in that region (a good thing) and reallocating some of those resources towards the Middle East (not necessarily a good thing but it’s better strategically than Europe which at this point provides little to no military or economic strategic value for the US). Canada will eventually come back to the friend zone with the US once the conservative govt takes power there (should happen within the next couple years) and I do think we end up with Greenland (peacefully) somehow which with that and Canada back in the fold it secures US strategic minerals for the next 100 years. Also, if you haven’t been paying attention, Trump has done a good job building strategic relationships within the Middle East. Like him or hate him, I don’t care, he has and it will pay off once this Iran deal is cleared up. China eventually figures out that trying to battle the US at every turn is stupid (same for us in reverse) and we become friendlier to one another as not only strategic economic partners but military partners as well. The US will seek to unburden itself from some of its “world police” duties and will assist in transitioning some of that role to China and Japan will work into that mix as well. Big shifts coming and what I think will happen, US and China benefit by getting closer. The Middle East becomes less of a hot zone once Iran leadership becomes more suitable to the entire world (and its people), African region still gets used for mineral by the rest of the world. Europe and Russia kind of get frozen out and shrink further economically. This will swing Europe politically towards the right as they realize they held out too long and went too far on their leftist agenda. I think the EU starts to splinter as a result, we are already seeing it.	negative	-2
u/fushiginagaijin	No, it won't.	negative	-4

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r/stocks

It's crazy how resilient the US stock market is.

SidonyD

998

552

77.5

negative

2026-03-19

commenter	comment	sentiment	upvotes
u/RickJamesBoitch	At this point I'm not sure nuclear war would tank the stock market. Everyone will be in fallout shelters buying NVDA.	positive	1362
u/SirExpel	Looks resilient anyways. Until one day it isn’t.	neutral	389
u/Consistent_Laziness	Great synopsis of where we are at. I believe the market is still holding its breath for a resolution in the next month or two. I do not believe we will come to a resolution in that time. Should this war make it to June, prepare for gas to be double whatever it is in your local area now. Gas prices will cripple the US consumer and industries that rely on it, like shipping. Everything will double in price and inflation will go back to double digits. How can you best take advantage of this bet? No clue. I follow the kiss method (KEEP IT SIMPLE STUPID). I’m not savvy enough to make moves based on my guesses so I just do like everyone else, buy every 2 weeks and hold what I have. I hope I’m wrong and the killing stops. It’s extremely pointless and fueled by a man with no morals and no cognitive ability to reason. He treats the government like a business and other nations like they are his employees.	neutral	236
u/0rionis	Market always does the opposite of what you'd expect, theres so much doom and gloom on reddit right now I wouldn't be suprised if this year ended in another +20% cause none of it really makes sense anymore.	negative	158
u/x992607	It only shows that the GREEN ENERGY is the future.	positive	141
u/ReceptionSmall9941	Markets can stay resilient longer than expected, but oil-driven inflation risk is still a key variable to watch over the next few prints. No position.	neutral	48
u/5amy	Markets tend to look irrational in the short term. Markets are driven by institutions. Not just Friday paycheck investing Calm down a bit.	neutral	47
u/theLastDanc3	SP500 is down 5% in a couple of months. Remember 2008-2009, the downfall happened over several months. It’s not until you come out of it that you see the damage.	negative	30
u/Icy_Jelly_315	End Feb 2020 stocks were looking crazy resilient	positive	27
u/chinaski73	Umm market has been in a slow bleed since the Iran war started. Check futures and premarket trading. SPX is trading below its 200dma now. Probabilities weigh on more downside risk from here. If we were to humanize the market it’s like it’s been patiently waiting for a resolution to issues but is losing faith these are short term problems.	negative	24
u/Feltzinclasp5	Oil is absolutely going up from here. Israel is instigating the attacks on oil infrastructure because that's their agenda. They don't want regime change in Iran, they want to cripple the country. Iran is retaliating by hitting the LNG fields in Qatar. Until the US actually does something to stop them, Israel will just continue and go "whoopsies". The best thing for the US to do now would be to pull out most of their military assets and get away from this mess, but Trump's ego won't let him now. The cat's out of the bag. This time there will be no TACO.	negative	23
u/Nepalus	It takes time for the impacts to filter through and actually show up in data. Take all of these AI data centers running on natural gas generators. Extremely inefficient, extremely costly. What happens when that input goes up in cost? How does that impact the profitability of the data centers? All of that won't show up until next earnings report. That's just one of the many dominoes that are falling everywhere. Shipping times going up, shipping insurance going up, costs of everything going up, the shutdown, the war... All of it is causing strain and there are projections everywhere but the last thing the institutions want to do is overreact. When Vanguard, Fidelity, State Street, BlackRock, etc. make the determination that re-allocation is necessary, that is when things will move for real.	negative	20
u/HOMO_FOMO_69	It seems resilient because most people have grown accustomed to ignoring a lot of downside risks because under Trump, they seem to happen all the time, but never really amount to anything. This time feels different because it seems like it may be too late for Trump and Co. Iran seems like they're not going to bow down... Trump could retreat, but I don't think that will be enough. I think Iran will want full compensation. I think we've entered an escalation cycle that only gets worse from here. Iran will attack Qatar, oil prices will continue up, China will quietly back Iran so that Iran forces oil to be traded in Yuan instead of USD. As of now the Straight is only open to those trading in Yuan, but if Trump does not yield to Iran, it's pretty likely that Iran will continue to ban USD from the Straight even after the war is over. THAT is the risk here that people are ignoring. Not the war itself - but what comes AFTER THE WAR.	neutral	20
u/Scrutinizer	Trillions in deficit spending while undertaxing the wealthy has left them with vast sums of money that have to go somewhere.	negative	20
u/FirstAmongLosers	Dear diary	neutral	20
u/butterhorse	Because we stopped taxing people who have entirely too much money already and they don't know what else to do with it.	negative	16
u/ill_be_huckleberry_1	Almost like its detached from reality.	negative	10
u/DougDHead4044	It's only a matter of time until reality kicks in ... as per Iran strategy of war with US !!!	negative	9
u/drummer820	None of us should be surprised. He massively screwed up the first year of the COVID response, and that was a natural threat with the world more or less unified against it. All you had to do was stabilize financial markets and support doctors/scientists, and he still caused a ton of unnecessary suffering. There's absolutely NO chance he'll be able to successfully manage a complex geopolitical conflict after a year of alienating every possible US ally	negative	8
u/jesuisapprenant	Right now the U.S. is easing sanctions on Russian oil and also releasing strategic reserves, the largest ever. I don’t think the market is going to hold up for long because it has already taken many beatings last year with the tariffs and the jobs numbers are increasingly worse, eventually it’ll all be too much.	negative	8
u/misterperfact	It's down almost 10% from ath. This is a significant drop	negative	7
u/Vegetable_Maize_2054	Yeah I’m with you. My stocks are down maybe 5% and I feel like between this war and all the other crises globally that things are still holding strong.	positive	7
u/gxyaggar	Don't jinx it	negative	6
u/monkey-pox	I'd say delusional.	negative	5
u/snksleepy	A parabolic move takes time to start.	neutral	5
u/AZAH197	I’m so fed up with Israel, but they’ll carry on until the last American soldier is gone…	negative	5
u/TimelyBodybuilder121	I am bearish, but I don't believe we're going to see a gigantic one week or few days crash. This is simillar to the dotcom bubble with some geopolitical spice. Some predictions: AI will be around, but my bet is on neuromorphic AI vs the current transformer architecture. Way more efficient if made to work, lots of profit incentive for efficient AI. Anyway dotcom took like 3 years to settle, I'm expecting this to take at least 1.	neutral	4
u/dalivo	What a weird take. The stock market keeps hitting new lows for the year. It's not resilient, it's just reacting slowly. But make no mistake, it is reacting. Trump's end game is clear: regime change. Until and if that happens, he's stuck. I don't see him stopping until he's plunged the entire world economy into a recession. I'm going to be putting money on the sidelines in anticipation of an approximately 30% drawdown on the major indices by April 30.	neutral	4
u/BigvalBROski	There’s a lot of 401k’s out there homie….This isn’t the 1980’s where everyone uses their paycheck to buy cocaine.	neutral	3
u/Pr333n	When the oil reserve is depleeted in the US and the war with Iran is still going on I think the market will take a completely different direction of what it have shown so far.	negative	3
u/brotha_eric	Corporate earnings have been extremely strong compared to historical benchmarks. Strong earnings growth is offsetting other challenges and resulting in a “flat” market	positive	3
u/Substantial_Crow_82	It’s really not. It’s 5-7 stocks basically Weekend at Bernies’ing the market.	negative	3
u/Ddoublewhopper	Resilient resilient resilient resilient resilient....damn we are livin in a propaganda	negative	3
u/Calamity-Bob	It is. Until it isn’t.	negative	3
u/FantasyIsMostlyLuck	Market has been stuck in greed and complacency for years.	negative	2
u/nise8446	I wanna hear how the people who cashed out in the past few months are doing lmao	negative	2
u/wsbwins	US isn’t affected by rising energy prices as much as other countries because its an energy exporter thats pretty much it.	neutral	2
u/SadWimp	That’s nothing new I think longterm wars made stock market goes up which ofc is illogical	negative	2
u/Prize_Guide1982	Delulu more like it	negative	2
u/GoinValyrianOnDatAss	To understand how the market will react to major world events you need to understand how it reacted to past major world events. During both COVID and the follow-up inflation spike we saw the market fall around 20% at its very worst. Those were both massive world changing economic events so those are now your floor. This is a regional conflict that is affecting a fraction of the world economy compared to COVID and inflation so we can expect a fraction of the impact on the US economy. Since COVID and inflation hit for about 20% we can assume that under current conditions a 5-10% hit is likely as current conditions affect a fraction of the world economy.	neutral	2
u/b1gb0n312	Us stock market is slowly trending down though since early feb Now down almost 6% from the top	negative	2
u/ensui67	Have you looked at the data that analyzes what actually happens after such events? Everyone on Wall Street knows the odds. Your narratives don’t matter. The market trades more off the data. It’s not that there’s certainty in what is going to happen but the odds are in favor of a positive year due to numerous factors and historical data. ?	negative	2
u/OCDano959	The patient investor usually wins.	positive	2
u/Hinohellono	I'm personally going cash and sitting on the sidelines. 401k is on auto pilot but I think there are material downside risk now.	negative	2
u/BlahBlahBlahSmithee	Reality has come a calling. Monday might be harsh.	neutral	2
u/tdogger88	Why would the market fall any further than it is now? Valuations are super low in relation to growth, despite 2 cycles of super strong earnings the S&P is flat for the last 8 months. Without this war we’d be 15% higher than we are now, so you could also look at this as a 15% drop from where “we should be”. ?	negative	2
u/postwarjapan	You no longer understand what you’ve put your money into but are confident the impact of pay checks on Friday will drive the market up. Do you really understand anything? ?	negative	2
u/BBQ_Cake	Future r\stocks: “…how resilient the US stock market was.”	neutral	2
u/dlinders10	I don't think the Cheeto can do anything that surprises us at this point. I mean everything is surprising but we are just used to it. The baseline we have become accustomed with his out of control tweets and having a big ego that can be unleashed anywhere at anytime.	negative	2
u/Interchangeable-name	Crazy... its almost like the US economic dominance is much more significant than reddit doomers realize....	neutral	2

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r/starcitizen

I just want to say that the EPTU armor values were near perfect, and actually ma...

spider0804

764

227

76.3

negative

2026-03-12

commenter	comment	sentiment	upvotes
u/ravushimo	Some 'salty' people were ofc crying about it, because god forbid we have to spec our ships instead of using meta weapons 100% of the time.	negative	353
u/WolfedOut	You speak the truth. We always get a gold-tier EPTU balance patch, which immediately gets shittified in PTU Wave 1 and stays shit for well after release.	negative	150
u/elgueromasalto	This needs way more attention than it has. This is so infuriating to see them do this, yet again. They almost get it right, and then they go, "Wait no the light fighter + repeater meta could be altered by this!" And they chicken out. Like, EPTU armor stuff sounded incredible. Wave 1 PTU sounds so pointless and nonsensical that any hope I had for it is gone and I'm back to not playing it. If they can't get this right I'm done, because this is a combat defining system that has a chance to make combat more than just light fighters.	negative	110
u/NoahFlowa	I completely agree. This happened with Engineering as well imo. First Wave 1 patch was insanely goated, everyone loved it. You could actually disable ships or components and board the ships instead of just blowing them up. But too many people bitched and moaned. Now, we are what? Almost 2 major patches away from the introduction and my Engineering experience can be summed up as repairing the paint on my ship. Oh well, someday we will get there hopefully.	positive	109
u/vegan-jesus	The fucking destroyed what was an actually good attempt at armor balance and replaced it with literal steaming dog shit, what else do you expect from CIG at this point, they do this shit all the time, introduce a good idea, and then intentionally and purposely destroy it and make it unplayable, then ignore it for a few years. We're lucky they didn't hamfistedly shove RNG armor pen chance into it or some other inane bullshit.	negative	65
u/This-acc-is-hacked	I agree 100%. Bet CIG saw the doomposters and decided to revert stuff to appease them, because what else could this possibly be? ?	negative	26
u/alvehyanna	You're not wrong. The numbers are just stupid and nonsensical. And it's not even the first or second, or third time they've done this. May skip out on 4.7, sounds like 4-6 moth old major content bugs are still there, and then there will be this mess.	negative	25
u/Tactical_Ferrets	Cig, we know your readong these threads. THIS is the time to take the advice of your community.	positive	24
u/ShinItsuwari	PSA : Erkul is now up to date with yesterday's patch. Perseus is now at 132/106 with 61k armor HP (same value at 4.6.). This blocks CF557, AD5B, Attrition 2, NDB30, S1 Omnisky. Much better. Paladin and Asgard blocks CF337 and AD4B now. LF still stays vulnerable to both variants of PDC.	neutral	22
u/Martial_Nox	Really I just see repeated issues where there is either no guiding leadership or that leadership exists but is utterly incompetent.	negative	21
u/Skullywagthepizzaman	Please post this on spectrum too so CIG has more chances to see this	neutral	18
u/BuckarooBanzai42	I think the problem is that they really don't know what they want to do yet, and are just throwing a lot of things into the wind to test. This comes from (imo) not having an actual design document to go off of for all the different ship types and structure around armor values, weapons, damage, etc. It feels more like make it up as they go along. ... at least from outside looking in, that's what it looks like to me.	neutral	16
u/[deleted]	We should look at the ships that are botched now and cross reference them to figure out what new ship they are selling soon... This is the only explanation that makes sense, when going from almost perfect changes to some changes that seem very incompetent.	neutral	14
u/dokkababecallme	There is no point in the differentiation of armor deflection levels on fighters now. It does absolutely nothing. It's all effectively 0 armor. What a stupid, stupid, braindead change. Why even bother with all the values now? The Super Hornet having "better" deflection means literally nothing. It's just a Gladius with a different HP pool now. Neither the SH or Gladius armor will stop a Panther. But the SH armor used to at least offer more protection against the Panther, which makes sense, since it's supposed to have better armor. Ugh.	negative	13
u/GeneralOsiris	I hope CIG will make me eat my word. The main character of this game are Light and Medium fighter. Each year, every change & buff/nerf always benefit them and every other ship are piniatas to them This armor deflection/mitigation was the first time were other ship were the priority and CIG make a stand against small craft meta. Armor was this time better, make sense(almost) and force small fighter to pick something else ship and/or weapons insted of "pick CF and kill everything". But ETPU to wave 1 : everything is fucked and remade small fighter strong again.	negative	10
u/Independent_Vast9279	God damn right! Take it to spectrum and I’ll contribute	positive	9
u/AllchChcar	Yeah no kidding. The same thing happened with engineering. First wave and tech preview had where bigger ships could be disabled first not just popped with no chance to do anything. Smaller ships could be disabled but it was still possible to destroy them. There was an issue with Bounty contracts tied to some specific indestructible ships even when all the NPCs were dead. Instead of fixing the edge cases they completely reworked the system to add a 3rd health pool and removed disabling ships to the point it was nonfunctioning. I did the Gillie missions from #1 to #8 and the only ships I had deadend problems with was the MOLE and MSR. MSR I had to manually self destruct. MOLE I couldn't get the self destruct to work after repair so I ended up ramming at full NAV speed. Same thing as the weapon balance. The changes felt good just needed to fix some issues with PDTs being useless and remove bugs like powerplant going super critical at 90%. Everything was reverted to 4.4 patch by waves 2/3 and undid all that progress. The worst part is fighters were even more deadly to capital ships because how useless PDTs were. But they couldn't kite at max range. I'm basically brain dead when it comes to feedback right now so don't take this too seriously.	negative	8
u/Bandit_Raider	I didn’t spend a lot of time looking at all the values, but things like the Asgard being paper and a 300i being stronger than a military bomber didn’t really scream near perfect to me	negative	6
u/Daffan	Don't worry they can't even dial in the flight model after 14 years, it's still coming apparently. The combat mechanics of guns is the least of space worries imo.	neutral	6
u/EastLimp1693	After years in sc I'm not event surprised	neutral	6
u/cyress8	You know that saying Jared says about push to the point of realism and bring it back to fun? This is what happens when they do that, it minimizes friction and simplifies gameplay. They really really need to figure out realism and depth are just as fun. ?	positive	6
u/NNextremNN	The first iteration was cannons on everything are king. It changed the meta but didn't resolve the problem.	negative	5
u/Emotional_Guide2683	It’s the George Lucas effect.	neutral	5
u/Rutok	There are tons of examples of this happening. Master modes, flight model, armor, engineering, shields and now this. And its infuriating because you can see that they can come to the right conclusions and that they could make meaningfull changes that would move the game forward and then they decide to water everything down to nothing or even make things worse every single time.	negative	5
u/NoDish263	spectrum! spectrum! spectrum!	positive	3
u/sergiulll	They always do this, something released on preview or directly into game without testing and its perfect. Then they try to adjust it because one bigger youtuber cries about it and we end up with shitty result.	negative	3
u/picklesmick	I stopped reading at "Actually make something first go"	negative	2
u/AlCranio	Yep, we're basically back to start, a gladius can damage everything. This light fighters own every ship is just dumb and removes any sense of progression in the game. Once you got your entry level light fighter you can already kill any ship in the game. So why should you need a bigger one?	negative	2
u/Marksman46	I do think that the terrapin should have even more armor, it has great ballistic armor, but it's supposed to be one of the most armored ships in the game, at the cost of everything else. Not like it can dogfight or do much with its little duel S2's :P	negative	2
u/thetrueyou	This dude is just looking for any reason to feel like a victim.	negative	2
u/Armored_Fox	Let them just test values, give them feed back when you think it's bad on spectrum	neutral	2
u/Lilendo13	Not surprised once again the game doesn't change, it's been like this for 10+ years, why would it change.	negative	2
u/Intrepid-Leather-417	but fighters need to be the hero ship capable of killing capitals.... Im honestly getting close to done with this fucking mess and the idiots in charge of it. its like a master class in making every mistake ever other game has ever made but cig is just sure they know a better way and always comes up shit... the game looks amazing but it stops at that anymore. missions dont work ships arent balanced and every attempt just makes things worse.	negative	1
u/Strange_Elephant1918	I wish I had the energy to be mad at CIG over this. Life has so battered me that I no longer care about things that once gave me joy. Is there by chance anyone who can help me get ICE Chartership in the UK?	negative	1
u/EmbarrassedTapWater	Dude wait they removed the armor changes? Those were so sensual wtf ?	positive	1
u/sapsnap	They introduced master modes to reduce stress on their shitty aws backend, not for gameplay reasons.	negative	1
u/Avean	Is the armor values datamined? Where is these changes even listed? Couldnt see anything in the patch notes. ?	negative	1
u/SnowTech90	Hmmm	neutral	1
u/gcun4i	I despise the concept of metas and CIG is discovering that balancing PvE/P games are next to impossible. I was excited for the armor changes. It's a shame they appear to have caved to the murder hobos. Again.	negative	1
u/Infotaku	Told you the meta players were going to complain this out of existence.. Let's get as vocal as they do ! I want to see everyone here voice their opinion about this on Spectrum	negative	1
u/waldo-rs	They did the same thing with the weapon rebalance when engineering was coming. It looked great on paper and I was looking forward to testing them as I was with the armor changes. Then they scrap the whole thing. I want to know who is behind these choices so we can bully them into telling us what their thought process was behind these ridiculous decisions.	negative	1
u/Lothaire_22	Agree. Wouldve been nice to test to see how it played. A repeater f8 not being able to kill another repeater f8 is kind of silly though.	neutral	1
u/venomae	Yeah, I'm here to join the crowd, BOOOOOOOOO pitchfork up	negative	1
u/erkul-hursto	Sorry what's the tdlr? As far as I know from last evo build, not ptu build, most weapons up to size 4 could not damage the hull of a hammerhead, you needed to equip something like a deadbolt which was fine for fighting a hh but would suck for anything smaller and nimble. Did they remove this change in the current PTU build.? Or tweaked it etc? Please can someone give me the low down ?	neutral	1
u/thecloakedsignpost	Everything is a test. Heck, I'm certain sometimes even the bugs are a test. The thing with developing a live project is, you can't just switch everything off and inform consumers you're going to fix a few things before making it live again. So we get trial and error. CIG will be very aware of the feedback, and it's completely fair that we aren't informing us of the purposes of every single tweak they make. I understand it can be frustrating, but some of these developments are likely to ensure 1.0 is at its very best, not to give folks experiencing the alpha a good time.	neutral	1
u/socal01	I mean this is probably iteration 3 of many to follow so who knows what will happen in 6 months or a couple of years.	neutral	1
u/PotentialBug73	Same with the settings on foot and flight... stop adding shit unless absolutely necessary, ie for vr. I'm dead inside from re adjusting after each patch... fix the other shit that's broken in game	negative	1
u/Stratix	I am out of the loop, what happened, what changed? ?	negative	1
u/Strange-Scarcity	Did they change armor entries last in last night’s patch? I was looking at what must have been the previous night’s patch and the figures on Erkul looked pretty good. The one point over the damage threshold simulates their old “joules of energy” concept, being over a certain point it damages the target. Then they applied the reduction of the armor to that. It’s an almost elegant solution with low server overhead. Like a tuned back version of what they do in World of Tanks or War Thunder with weapon vs armor penetration, but less computationally complex. I also liked that it allows certain S2 weapons, like the Sledge Mass Driver to just damage capitals. No ship mounting that weapon will have enough ammunition to take out the capital, but they can now mildly assist in such an attack. I’ll have to pout over the updates in Erkul later today. I’m still optimistic that they will find a good balance. Avenger1 complaining about these changes bringing more of a balance to the roles of ships is just hilarious. Pushing ships into their roles has been on the table for ages. They just, this last year, with server meshing, were able to free up enough server overhead to manage this slightly greater complexity. Anyway, always up and forward! Let’s see what they do to get this working as they’ve been intending for more than 10 years! ?	positive	1
u/Xarian0	So your thread here is just generically whining about everything. Gotcha.	negative	1

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r/milwaukee

We Energies seeks 14% residential electric rate hike by 2028 - 6th increase sinc...

Rich_Ad8746

679

160

75.8

negative

2026-04-02

commenter	comment	sentiment	upvotes
u/The__Toast	The utility attributes the increase to investments in new power generation for data centers and its transition to clean energy. Wait wait wait wait https://portdatacenter.com/faq/ says that our power bills absolutely won't go up because of the datacenter! Are you telling me that Vantage lied to us??? /s Lol, absolutely typical. Our system is so corrupted it's ridiculous.	neutral	342
u/thegentile	“we” the people should not allow utilities to be for profit and should properly repay these greedy bass turds	negative	190
u/SilverWaterClub	Wisconsin State Statute #197 allows the city to transfer control of a private utility into public hands. Power to the People is the active campaign being ran by the Milwaukee DSA. They have been gathering signatures at this website: https://actionnetwork.org/petitions/power-to-the-people	positive	176
u/ConcretMan69	Im gonna go broke at this rate	negative	134
u/etoneishayeuisky	A guaranteed 9.8% or 10% or 9.3% profit is crazy, guaranteed win for rich shareholders to always be making money off the safest investment. This is a good reason the utility should be owned by the public instead of leeching off the public. I hope 2026 is a banger year for commoners, but rich ppl will definitely try to hedge their bets.	negative	124
u/SconesBerryFarms	“Under the proposal, residents would pay 43.4% more for electricity in 2028 than 2020. The utility says this tracks with inflation forecasts.” This line is preposterous!!! So… what can really be done? Hell, can the state seize? At some point…. All hells gonna break loose. This late stage capitalism is for the birds. For fuck sake ?	negative	94
u/Fun-Key-8259	I want to say bannable things	negative	66
u/T-Chunxy	It's that "free market" repubs love so much. Nothing like a for-profit monopoly as a necessity. WE can eat a bucket of richards. I guess I'm looking at solar this summer.	negative	48
u/Tiny_Celebration_591	Can someone please stop this from happening. I don’t care about their profits. Why are we not on govt utilities? Their response rate sucks and customer care is non-existent. ?	negative	36
u/ExplanationDefiant15	The increase in rates they are looking for is higher than the average increase a person gets on their own wages. Between inflation and the increased cost of health care plus everything else where are we supposed to get the money to pay our bills?	negative	28
u/plekplek	I moved to AVL from MKE and Duke is doing the exact same thing down here. It’s almost like we should nationalize our power grid and use tax paying billionaire dollars to fund it.	negative	25
u/TheFlyingElbow	It was at protest rates, now it's at riot rates	negative	22
u/ammoae	As President and CEO at WEC ENERGY GROUP, INC. (parent company of We Energies), Scott J. Lauber made $10,483,848 in total compensation. Of this total $1,148,320 was received as a salary, $3,282,992 was received as a bonus, $884,488 was received in stock options, $4,633,847 was awarded as stock and $534,201 came from other types of compensation. This information is according to proxy statements filed for the 2024 fiscal year.	neutral	21
u/jmmmke	Where are all the meemaws who simp for WE because they get a free cookie book every Christmas after getting fucked on rates all yearlong? ?	negative	19
u/DickNotCory	we energies is literally an evil company	negative	19
u/0-2er	The typical residential customer currently pays $142.66 per month. Under the rate proposal, it would rise to $157.33 in 2027 and $166.02 in 2028. I need more context on this because in my 17 years of living in Milwaukee my energy bill has never been this low on average. Is this per person per household? I own a modest home on the east side, and admittedly it could use some weather proofing, but this winter was more mild, we used less gas/electricity, and our energy bill was insane for the past 3 months. (gas specifically, elec wasn't too bad).	neutral	18
u/TheFlyingElbow	Its already fucking insane?! ?	negative	15
u/kodex1717	Areas with public utilities pay much lower energy costs vs for-profit utilities. Just a friendly reminder that the state can seize WE Energies assets through eminent domain and form a public utility.	positive	14
u/Round-Ganache5302	The average monthly WE Energies bill is $142? BS! Maybe 4-6 years ago but certainly not today. Let's see their sketchy statistical analysis. I guarantee they are not analyzing with equal customers: those receiving electric and gas bills vs those with heat included vs those with heat and electric included, likely all added up and divided by total billings. 😖 ?	negative	13
u/SquidHat2006	I dont know what to do. I cant afford it now. If ir goes up any more im sitting in the dark with no heat/air conditioning in this shit climate. Im a postal carrier, I have a 'good' job. What am I going to do.	negative	11
u/0gDvS	On top of our sudden and now almost triple property taxes (over 12 years), I don't understand how everyone is not leaving in droves.	negative	9
u/IddleHands	Fuck that, investments needed for data centers should be paid by the data centers. Energy bills have doubled due to rate hikes in recent years.	negative	7
u/Broken_By_Default	Fucking triple charge the rich assholes building all these AI datacenters.	negative	7
u/akeniscool	“No data center costs will be paid for by non-data center customers,” Worded very carefully. My interpretation: data centers get energy at costs, residential customers get increases to maintain (or increase) profit margins.	negative	5
u/djx244	<image>	neutral	5
u/a_non_perv	Those data centers won't pay for themselves. Nor will Microsoft, Amazon, Google, etc.	negative	5
u/Destroyer_2_2	The only benefit to these insane electricity prices is that it incentivizes adding solar panels. But obviously that’s a very marginal benefit.	negative	5
u/PackersBeatWriter	Yeah my brother in law works at Oak Creek plant and i just gotta say I'm tired of seeing the money he makes. Constantly going in to chill on overtime; works every Sunday but admits he just sits at a desk and doesn't really do anything but makes more than i do in a week just to be there 8 hours.	negative	5
u/PichiPeaches	I wish this was April Fool's	negative	4
u/MalevolentAnemone	I can’t say what I’m thinking because Reddit AI will vanish my account. Just know that nothing is too extreme to wish for WE. Nothing.	negative	4
u/TowerOutrageous5939	They sure are good at turning O&M into capital expenditures. Funny accounting practices should be looked into	negative	4
u/Old-Base8752	Fuck you WE Energies!	negative	4
u/Driver8takesnobreaks	So we're only going to have to foot the bill for a little over $1 Billion for data centers? Sweet. And I don't see them coming back later and saying the amount they pitched when they're trying to get rate increases ends up being even higher than that $1 Billion at all. ?	positive	3
u/medicallymiddleevil	We Energies is seeking a 9.2% electric rate hike for all non-data center customers – residential and business – over the next two years, according a proposal submitted to state regulators April 1. The utility plans to raise rates 4.7% in 2027 and 4.5% in 2028. Residential customers would see rates increase 9.25% in 2027 and 5.5% in 2028. A little difficult to make sense of this, but it sounds like the bulk of this is going to be on the residential hostages, yet again. Brendan Conway is a lying POS again. The proposal comes as We Energies is spending billions of dollars on solar, wind and natural gas projects recently approved by regulators, which will primarily serve hyperscale data centers. New construction accounts for $230.8 million of total costs to customers through 2028. The vast majority if this is for dirty methane gas spending. Yet again. For a backwards company. They are locking us into high costs and future stranded assets. We Energies will consider keeping it open through the end of 2027, citing reliability concerns. The plant operates during peak demand periods to support the grid. Anyone know how to look up when the plant is running/ load it is contributing? The PSC needs to lower the ROE to below 8%. As it was and is elsewhere.	negative	2
u/choopie-chup-chup	Well those data centers aren't going to power themselves	negative	2
u/ecoaudit	r/EcoAudit has a tool to help you identify energy savings opportunities in your home.	positive	2
u/Jbjamn	They weren't building data centers in 2020...just corruption	negative	2
u/AnonABong	Allow balcony solar. Low cost solar setup today helps offset your energy use. Quick pay Bank and plugs into outlets. Nice cause you can take it with you when you move.	positive	2
u/wiscokid81	The line must go up.	negative	2
u/Wild4Awhile-HD	Well y’all using too much of that lectric juice on cars and air conditioning and big ass data centers for AI. They don’t have enough power generation for all that so they have to raise rates on us so they can afford to provide that lectric juice real cheap to all those new fangled AI data centers that are demanding more power.	negative	2
u/jason54915	Surprise, Surprise! Monopolies can charge as much as they want knowing we cannot do anything about it. Food companies are doing the same with grocery prices going up almost weekly.	negative	2
u/trinlayk	Put the added expenses on to the God Damn data centers…	negative	2
u/xxes4eyes		neutral	-4

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r/BusinessDeconstructed

I made a list of business ideas that actually work right now

Flashy_Point_210

196

609

71.6

neutral

2026-03-07

commenter	comment	sentiment	upvotes
u/Recent_Wing_7951	Interested	neutral	3
u/Altruistic_Main_3686	Interested	neutral	3
u/CEOofsomething	Interested.	neutral	3
u/mscaprigoat	Interested	neutral	3
u/Icy-Bread2052	interested	neutral	3
u/Aspirant1919	Interested	neutral	3
u/No-Kaleidoscope-3777	interested	neutral	3
u/Automatic_Act_1064	Interested	neutral	3
u/fahad_404	Interested	neutral	3
u/eduhba3	Interested ! 🙌	positive	2
u/NjonesBrother	Interested	neutral	2
u/AwarenessSpirited343	Bro if you're interested let's work on getting the boring business ideas solved	positive	2
u/animatch	interested	neutral	2
u/TouchOk9657	Interested!	positive	2
u/InstanceCareless5068	Interested	neutral	2
u/vutesy	interested	neutral	2
u/jonajona6877	Interested	neutral	2
u/01123581321xxxiv	Lovely collection! Interested !! Thank you	positive	2
u/ashudo	interested	neutral	2
u/ConsciousEvidence168	Interested	neutral	2
u/Sensitive-Giraffe-60	Interested	neutral	2
u/AppearanceHorror9189	Interested	neutral	2
u/smokedemon21	Interested	neutral	2
u/Any_Check_7301	Interested	neutral	2
u/5ss77	interested	neutral	2
u/LoveAmalfi	Interested	neutral	2
u/ashk3tchuw	Interested	neutral	2
u/crorepativiju	Interested	neutral	2
u/moonloop88	Interested	neutral	2
u/HeavyRecognition9124	Interested	neutral	2
u/[deleted]	Interested	neutral	2
u/Freshdollars2323	Interested	neutral	2
u/Mmmosby30	Hi this is very insightful. Im interested	positive	2
u/saurabh_chetthewar	interested	neutral	2
u/Low-Biscotti-180	interested	neutral	2
u/Unreleasedpotential	Interested	neutral	2
u/No-Entrepreneur6474	interested	neutral	2
u/oduibne	Interested	neutral	2
u/Common-Balance8333	Interested Thankyou	positive	2
u/Kia123456789	Interested	neutral	2
u/HealthyWar7942	Interested	neutral	2
u/Ok-Pea23	interested	neutral	2
u/Whoyougotmofo	Interested	neutral	2
u/bridget1-1	Interested	neutral	2
u/Few_Detective_3108	Interested	neutral	2
u/[deleted]	Intrested	negative	2
u/Few-Independence5400	Interested	neutral	2
u/Fun_Stranger6323	Interested	neutral	2
u/Thin_Ad9399	interested	neutral	2
u/001Kelevra	Interested	neutral	2

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r/TwoSentenceHorror

I wish I had a rapid regenerative healing factor.

ArcOperator

642

71.4

negative

2026-03-21

commenter	comment	sentiment	upvotes
u/ElectricDreamGoth	It reminds me of 'The Bikini Bottom Horror' webcomic and what Krabby Patties are made of. God that was fucked.	negative	148
u/[deleted]	omg the way my brain immediately went to "they're going to harvest your organs" and then i realized it's even worse than that 😭 they're gonna use you as an infinite food source.	negative	136
u/inezzyinlove	LoL that monkeys paw is sooooo wrong for that one 🤭	negative	95
u/Moshi1999	"Soylent Green is people, SOYLENT GREEN IS PEOPLE!!!"	positive	56
u/cjrSunShine	Be careful of anyone with fire powers	negative	18
u/Yuizun	Sorry OP but I'm a little slow, can you explain please? ?	neutral	18
u/Opposite_Lettuce	This is the star whale all over again	negative	15
u/WesternCrescent	OP knew what they were doing. Secret "eat me" kink	positive	10
u/mathozmat	Narrator should have read Ajin	negative	4
u/AliRixvi	Basically the start of Fire Punch	positive	3
u/PablomentFanquedelic	Oh hey there Prometheus	positive	3
u/Turbulent-Finance-40	Promethus's liver has joined the chat.	negative	2
u/Gorgeous_Garry	That's not really how the monkey's paw works	negative	-5

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r/NvidiaStock

NVDA's factor profile is wild – insane growth & profitability, but valuation is ...

ProFactorInvestor

101

70.3

positive

2026-03-14

commenter	comment	sentiment	upvotes
u/CharlesBeckford	People still dont truly realise the global transition that is taking place with AI and Nvidia is the Center piece. Can’t believe this stock is trading under $200. $300 end of year.	positive	53
u/Nim0y	Mid week will be huge for me. Micron earnings and this new chip from NVDA!	positive	12
u/Acrobatic_Code_7409	Some people in this sub don’t like to hear about “perfection” and “already priced in”. They just want to know Yes/No if the price will double in the next 6 months. The wrong answer (No) will get you downvoted.	negative	10
u/Radiant-King5524	It’s a great stock for a long term hold. I would buy more if I had the funds available. Yes there will be some fluctuation but I expect at least a 25% annual rate of return over the next 10 years	positive	9
u/Huge-Description3228	Reality sets in fast when the Iran war creates supply chain issues, inflation, unemployment, and a risk off environment. Capex is fuelling fears in the market now, not encouraging further stock price momentum. The big boys announcing these insane targets and pumping hype news into the market suggests only one thing, THEY WANT EXIT LIQUIDITY.	negative	5
u/norcalnatv	"Any stumble in hyperscaler capex or a Blackwell/Rubin delay could get ugly fast" You need to do your own homework. The "priced to perfection" story has been in play since 2016, so long it just isn't meaningful any longer and I just have to laugh at it. Analysts and analysis can't tell you about markets that don't exist yet, and that's what this company is doing. Inventing it's own market as it goes along. So just keep thinking its over priced and sit on the sidelines. great strategy	negative	3
u/Optimal_Strain_8517	Trump glazes Jensen and he is so impressed Nvidia will be the only sanctioned company to get the supervisory role in a dome coverage for the US! Nvidia is going to run it all but Palantir will be right next to them innovating in real time!	positive	3
u/AdPdx1964	Astute investors are accumulating while the non astute are selling.	positive	3
u/Ok-Introduction-1940	Read what those generic retail metrics measure. They aren’t sophisticated metrics to use for NVDA. I don’t want dividends, low volatility, or even momentum in a consolidation period after a blistering growth period. Do not outsource your brain. Retail metrics are not going to help you much and institutional finance metrics are only a start.	negative	2
u/Highspiritz9	Why is everyone ignoring the fact that NVDA is on the moon already(1300% over past 5 and 21000% over last 10 years). Many if not most including me missed the boat on NVDA. For the ones that are still hanging on thinking it will go to $300 or $400 although not impossible, looks far fetched as competition is real. $40k plus for a NVDA chip vs 15k for an AMD chip and a lot less for others running behind but not so far behind is also real. The immediate future is priced in for NVDA at 37 pe. Cap ex can’t be unlimited as sooner or later companies will choose cheaper alternatives if they are more power efficient like the Tesla chips though Tesla won’t be selling any of them outside. Any slip or blip or a hiccup from NVDA will bring it down a lot further. I’m just saying. There are many stocks screaming buy now and NVDA is not one of them.	positive	2
u/Inca-Vacation	There's a reason it keeps settling between 175 and 185 no matter what catalysts are reported.	neutral	1
u/AI-Coming4U	Honestly, I don't think the valuation and fundamentals matter that much right now. In case anyone forgot, there's a war going on (and it may even expand). Brent Crude above a $100 a barrel may sound totally unrelated to NVDA, but it isn't. Point: the market isn't happy right now, and it may decline over the course of the year. It really doesn't matter what AI is doing and how critical NVDA is to it.	neutral	1
u/whatisdylar	That PE is backward looking. Forward PE is closer to 22, about the same as the S&P 500. And they still have crazy growth (not as crazy as it used to be of course). So I have a problem with at least that pretty important part of this robo-analysis.	neutral	1
u/faptor87	Is PE forward or LTM PE? ?	neutral	1
u/gabbone666	The real problem is the beta of the stock with this market, if inflation hits more, sure there will be tons of money to invest in data centers bullshit ai slop	negative	1
u/damiracle_NR	I just know I’m going to be selling into strength this time unless a whole new game changing thing is announced that hasn’t been priced in. After GTC last year it pumped to $212 and hasn’t come close since. With geopolitical tension, it may find it harder to push higher and stay there in the short term.	positive	1
u/Ok_Entrepreneur_dbl	Let’s see how this plays out in two years!	neutral	1
u/ilchymis	The problem with NVDA is that every time I write a covered call, something happens and the stock jumps up crazy. I keep expecting it to jump up to 200, but it seems far too comfortable between $175-185.	neutral	1
u/Solid_Yam_3380	The whole market has been talking about that for a year. Posting a bunch of colored bars doesn’t suddenly make it deep analysis. It just makes it look like you spent 10 minutes with a spreadsheet and decided to sound smart. Sit your ass down.	negative	1
u/John-Wicked25	Forward PE of 16 is all that matters. Re-run the numbers and see what you get.	negative	1
u/typeIIcivilization	None of what you mentioned is a “problem” and I’m skeptical of the valuation score being a problem either. Idk what valuation model you ran it through but any good one should factor in future earnings out 12 months based on consensus and guidance for growth. Nvidia is something below 20 forward PE right now and that’s just out 12 months. Go out further it’s much lower	positive	1
u/Inevitable_Grand_536	That -1.69 Value score is the one that should give any investor pause. It means the stock is priced for near-perfection. The 145% 52-week range reinforces volatility and the various GEX charts I reviewed and lastly: Momentum showing nearly neutral (yellow) is consistent with the range-bound technical picture.	negative	1

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r/MonarchMoney

Goals beta update: Your goals now factor in investment growth rate

nadine_monarch

66.1

positive

2026-04-02

commenter	comment	sentiment	upvotes
u/Automatic_Pianist_93	Hmm not seeing this in the mobile app on latest version and with goals using full account balance	negative	17
u/anthonydangulo	Great update. A key progression for sure. Thank you and congrats to the team. Jumping over to the app now to check it out.	positive	16
u/Nanergoat22	I'm playing around with a retirement goal using my 401k, but can't figure out how to assign contributions because they are deducted from my paycheck. If I assign a value to monthly contributions Monarch wants me to budget for that, but I can't because it goes directly into Fidelity from my employer. How do I show monthly contributions without having to include them in my budget?	neutral	8
u/NetWorthNovice	Keep it up MM team! Love this addition	positive	7
u/osnownoy	love the update, however planned retirement contributions are added to budget automatically which doesn't make sense because those are pre-tax contributions. i think we need an option to not have contributions added to budget.	negative	6
u/100Kinthebank	This is awesome. Love seeing that I’m one month ahead of my goal for 2030	positive	4
u/Effective-Ear4823	If you're still on Goals V2, now is the time to check out V3. However: If you're still on V2 because you need Pay Down Contributions to show in Budget, definitely don't migrate yet. Or if you want to continue grouping multiple liability accounts into a single Pay Down Goal, or if you need Save Up Goals to have the ability to go negative, or if you want to link accounts that aren't in Cash or Investment groups, or... basically if Goals 2.0 is even working ok for you, there's a decent chance you'll hit a snag with 3.0 removing some feature that you rely on. MM team: keep the updates coming (yay!). But don't push the beta.	neutral	4
u/Pocky785	This is great!	positive	2
u/IncreaseCareless123	Cool, now can I please have goals for Coinbase contributions? ?	positive	1
u/MunchiMunchiHippo	Nice	positive	1
u/huebomont	Why did this yet again clear all historical data off of my timeline and contributions graph? ?	negative	1
u/CryptoHotep	That’s sweet	positive	1
u/Siodinnnn	On Android, Pixel 8, updated to the newest version of the app, these features are not available. Is this only released for iOS or something? ?	negative	1
u/Nekurahn	YES!!! 🥳 This is exactly what I've been waiting for! Thank you! 1) I feel like the projection needs to be an area instead of a line, determined from a growth range assigned by the user. 2) I feel like the target date line should be green? Purple seems unusual for this. 3) It would be great to be able to pin a line that starts from the target date and uses the assigned monthly contribution rate and growth % to plot the line backwards. Also useful if historical data accidentally gets wiped. 4) Is net worth forecasting also being worked on? 😁 I don't have it on Android either but I'm sure it's just a matter of time. Keep up the good work! ❤️	positive	1
u/sagegan1	Glad they finally added liabilities into goals, because excluding debt always made the numbers look weirdly fake. Still waiting to see what this update quietly breaks.	neutral	1
u/Kishmkondar	Feature request: Can update the chart format to show the projections as a stacked area chart showing both projected contributions and growth? ?	neutral	1
u/Chooch-a-lucha	is there a way to plan for irregular contributions, I.e. quarterly, annually, etc? ?	neutral	1
u/Free_Elevator_63360	Pretty great update. Recommendations for my next step would be: allow for "shadow" goals, or additional milestones inside a larger goal. For example, in a retirement goal, you can also have a FIRE, Coast Fire, etc. goals. I'd also look at how the "ahead" factor works. For example, if you are saving for a 529, when can you stop saving? If i'm saving over the recommended amount right now, it just says I'll hit my goal sooner. Which isn't actually always helpful. For a 529, the goal isn't to hit the goal sooner, it is to hit the goal at the date. So how much more do I need to save?	positive	1
u/Direct-Substance4534	Ahh this explains why the mobile app is broken again. Can we not just make it so transfers can be allocated as goals without a target matching transaction. If you need a new product manager hit me up this is getting outa hand	negative	1
u/PrezHotNuts	Man I am totally confused, is there any way to assign a transaction in a checking account to a goal for savings to a goal? For example I transfer 100 bucks from my checking account to a different investment account. I have in my budget the 100 bucks for this. But then I also have a goal below now that says a 100, but no way to clear that, unless I do a transfer in my investment account for a 100. Now it would be double counted if I reconcile the goal and the budget. To further complicate things, this transaction is a transfer to an investment account tied to goal. I like where this is headed, but it seems super convoluted. And I could totally of missed it, but why can't I just assign a transfer to a goal or something? ?	neutral	1

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r/DIYmicroneedling

Where to start? (Part 1)

science-pls

64.1

positive

2026-03-19

commenter	comment	sentiment	upvotes
u/stewarmh	This is so needed. Is it dry or overwhelming to learn at first? Sure, but that’s anything. The number of posts of people asking questions with zero foundation has become so common now. In the pep communities it’s the norm to not buy anything until you do research first. For some reason this hasn’t been the norm in this space. Hopefully setting the expectation will help. ?	positive	3
u/Automatic_District_9	You are fabulous! Of all the research I've done, nothing compares to this. Thank you so much.	positive	3
u/Foreign-Lawfulness45	Thanks so much! I’m still in the research and a bit scared to move forward stage! I’m older, so not sure I want to DIY, but I appreciate all the information!	positive	2
u/Every_Beach1688	Fab post, very easy to understand, thank you! Waiting for part 2.	positive	2
u/mielamor	This is so great! I wish I'd seen this when I started, you're truly doing god's work here!	positive	2
u/Important-Muffin-729	thanks for putting this together! Any suggestions for where to dig more into these topics? Or are there textbooks that are open source? ?	positive	1
u/science-pls	[ Removed by Reddit ]	neutral	1

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r/antiai

I teach 7th grade. This is an essay my student handed in. The student got a zero...

CalligrapherWeak5854

1136

455

62.5

negative

2026-04-04

commenter	comment	sentiment	upvotes
u/CoffeeSubstantial851	This reminds me of when kids started submitting Wikipedia entries as essays back in the mid 2000s.	neutral	1110
u/MichaelJayDog	The worst thing about all this is that the actual smart, and well read kids, with large vocabularies have to dumb themselves down or they'll get accused of using AI	negative	627
u/Prestigious_Move203	Not the AI defenders in the comments fr	negative	509
u/Qeltar_	LOL. I work as an editor and I have "writers" who are not native English speakers, whom I know are incapable of writing even one sentence without grammatical errors, submitting the same things to me on a daily basis.	negative	235
u/Fair_Blood3176	This is one of primary goals of AI. Offload human thinking to a machine thus making humans easier to control. How are humans going to defend against a high tech weapon if they can't even read or do math.	negative	157
u/Cynrascal233	As someone with a history major, I'm disappointed that there was one source improperly cited in the entire paper. A basic paper that would get a C grade would do that, at the minimum at least, if it was actually done by a person. To go a bit further with my issue with that improper source citing, encyclopedia online come with ready edited citation to be used and it's a simple manner of copy and pasted into the source cited page. I also know that Microsoft Word comes with a citation editor to do some of the heavy lifting as well. So, there is no excuse.	negative	138
u/Listerlover	I hope not to sound condescending, but you guys should really go back to pen and paper and let only disabled students use laptops. More writing in class and less at home. It has been proved that writing by hand improves learning.	negative	119
u/thr1ceuponatime	The uncapitalized "Civil War" in the title is the real cherry on the cake.	positive	104
u/lucysucks	the title being “The civil war” with no capitalization is sending me	negative	72
u/Ok_Security1721	In the first line I clocked this as AI before noticing which subreddit it was being posted in. It’s really bad that it’s even a skill any of us can build up. This world fucking sucks	negative	45
u/Technical_Ad_8990	I tutor some dude in my class..he also made an essay about the civil war and it looks super oddly simillar..ai is just recycling essays lollll (yes he did get caught using ai lol)	negative	42
u/MrEverything70	“The civil war” Bad Capitalization in the title. But just reading that intro paragraph I can already see the cracks showing. The intro is just a couple of run on facts with no thesis. They ALWAYS teach you to do “Hook”, “Intro”, “Thesis”. I can’t tell if the goal is to explain what lead to the civil war or just what happened during it.	negative	29
u/thesamhammer	I fully believe you that this is AI but can I ask what the reasons are for you coming to this conclusion? ?	neutral	24
u/Downtown_Degree3540	Reading these comments I’m only just realising how bad the US education system is. Guys, this is a bad essay. The issue isn’t that it’s too well written for a 7th grader. It’s that it’s so poorly written it’s clear AI was either heavily used or used to create the entire essay.	negative	24
u/Looney95	The Idiocracy movie feels so accurate.	positive	22
u/elektroskansen	A few years ago a new law was established in my country that banned homework. It was a populist move by the ruling party that knew their voters are mostly low-educated blue collar workers that hated spending time on helping their kids with homework, but in a way it eliminated this problem. Now all school work is being done in schools. No option for a student to hand over a paper written by AI.	positive	16
u/1ZillionBeers	Typical anti. they prompted the essay! That means they did all the research and wrote it! Smh jc omg fr fr /s	negative	15
u/Disastrous_Name_7910	At least I didn't have that when I was in school. Besides, my parents wouldn't want me to use it anyway.	negative	13
u/Author_Noelle_A	This looks like something I would’ve submitted in seventh grade, but I also regularly did that. I’m sure that this is not typical writing for this kid though.	neutral	11
u/Godmil	You should ask the student how to type an m-dash? ?	neutral	8
u/Strawberrycocoa	So, just to help me understand what needs identifying as AI here, I'm guessing the big 'tell' is that the paper goes on and on about slavery specifically and ignores all the other factors that led to the war, and/or it doesn't talk about the different conflicts that made up the war and just talks about it as if the Civil War was a single homogenized event?	negative	7
u/MoxMulder	i love that the first paragraph is basically three disparate “thoughts”	positive	5
u/gringaganga	The stark difference in the title not being capitalized vs the essay grammar. Lmao let alone the em dashes.	negative	5
u/Sincerely-Avery	Aaaand there's an open AI ad <image>	neutral	5
u/TheKringe224	A-lot of my classmates in high school did this, and it caused my teacher to stop allowing us to type. Now all it did was make sure they just copied it onto paper, while people with awful handwriting who prefer typing (hello) had to suffer while putting in more effort. The amount of times my teacher would run my hard work through an ai powered ai checker and it came back as ai because i know more words then “cool, epic, and amazing” genuinely made me so mad. I got scored a 0 on a test and made my grandparents go and talk to the teacher and prove i spent hours researching and writing. I love writing and it’s a shame to see it dying to garbage.	negative	4
u/digitalttoiletpapir	I with God as my witness submitted German essays translated by Google. I'll probably end up in hell.	negative	4
u/Downtown_Degree3540	How you gonna use AI and not even use a source or quote or anything. Like that’s just a new level of disrespectful. “Thinking machine; why was the American civil war, essay response.” Is about as much effort this requires.	negative	4
u/Zamorakphat	Good on you, this needs to be the standard and even though this is going to sound like a boomer take hand writing everything in class should be the way to go where possible. Thank you for your service as a teacher.	positive	4
u/Realistic_Calendar42	This reads as if Donald Trump wrote it. Except he can't write for shit. So he got someone to mark down his ramblings.	negative	4
u/ammiemarie	This should be considered cheating and against every ant-plagerism policy across the nation. There is no honesty amongst thieves, and the student here cheated and plagiarized this paper. Anyone who supports the usage of AI to write knowledge and comprehension based skill writing such as this are dishonest, thieving cheaters themselves.	negative	3
u/Otherwise_Mood_5798	god bless sort by controversial	neutral	3
u/Mayo_Chipotle	The consequences of this are going to be felt for many, many decades by the way. Adults lacking media comprehension and critical thinking are far more easily swayed by scams and propaganda, phantom degrees will be earned by people who are completely unqualified, and all the while our civilization will continue to crack and crumble under the strain.	negative	2
u/eddiestarkk	I used to buy papers/essays online and re-edit them myself back 90’s and 00’s.	neutral	2
u/koszevett	—	neutral	2
u/No-Blueberry-1823	I mean it's like a robot wrote it	negative	2
u/Emeryael	And you know damn well that the techbros who propagate AI aren’t going to subject their children to the AI education system they demand for everyone else. You expect them to subject their children to a common, overly crowded, underfunded public school system like they’re some ordinary plebeian? No, their kids will only receive the best possible education, because they are the ruling class and will someday be in charge of everything. The unwashed rabble meanwhile, need only enough so that they can be properly managed. "We see a future where intelligence is a utility like electricity or water and people buy it from us on a meter and use it for whatever they want to use it for.” —Sam Altman	negative	2
u/glacier1982	Kids these days have no idea what we had to do to write papers in our day. Back then, you had to list your sources, and of course, you'd always omit one book, and from that one omitted source, you plagiarized beyond belief.	negative	2
u/2cheesie	Dude it’s so sad because they couldn’t even try to mask the AI usage by intending the paragraphs. 😭	negative	2
u/Significantly_Stiff	I think it's funny that you don't think the public school system has anything to do with illiteracy	neutral	2
u/Defiant_Cod1709	Just take up all devices, put them on a front table with stickies, and hand out one blue book per student. Zero "AI" slop, zero outside help.	negative	2
u/Midnight_Skye12	the em-dashes are such a big tell	negative	2
u/biogoly	Why don’t you have your students write in class? Give them a certain number of minutes every day over a couple weeks. Then turn in a handwritten final copy. ?	neutral	2
u/Cevvity	Sadly, this is how I wrote (without AI) in Year 7 before everything was big with AI. It’s sad to see how much standards have fallen	negative	2
u/Stock_Cut5087	i remember when rewording articles felt like cheating… at least it took brain power…	negative	2
u/Psi-ops_Co-op	I had a particularly misbehaving class write an essay for being disrespectful (grade 7/8). I had no real intentions of marking it. One kid at the end of the year really pushed me to because "he really wanted to get his grade up" (in music? Fine...) Instantly recognized it as ai. Now, I'd already submitted his report card, so I just told him "look, don't pretend ai writing is your own work. It's going to get you in trouble one day, and it prevents you from actually learning (paraphrasing here)." But then he pushed back. That was too far. I had him open a work document, and I just said "can you type this character here" \points at — emdash** He types a hypen. I just say "do those look like the same thing? Try again." He floundered for a while. "My parents helped me." No, they didn't, but even then, I can't mark this. Last chance. Admit this is ai." He didn't, so I dropped his grade from my generous 75 to the actually calculated 60 he deserved. Kids need consequences they are not currently receiving...	negative	2
u/DecoherentMind	7th graders don’t realize how 7th graders would actually type… but it ain’t like this!	negative	1
u/LavaJoe2703	Why not have the students write essays in class where they can’t use AI? Narrow focus. ?	positive	1
u/ShoulderOk5971	Why don’t you make the kids hand write the papers so they at least have to read the information as they rewrite it when they cheat? ?	negative	1
u/ThomasToIndia	As a side note, these systems can write about anything, but you know the prompt was "Write me an essay about the Civil War." Just total absence of creativity.	negative	1
u/heavypen	I used to teach middle school. History/Current Events. My class was an elective. When plagiarism was found, the student had a choice: pass a pop quiz based on their "paper" or get a failing grade for the assignment. Usually they'd pick the quiz. I came to class prepared. All answers had to be handwritten and complete sentences. School also had a policy of keeping track of plagiarism. Three strikes during their tenure with us went into their transfer record to high school. If I were still teaching, I'd do the same for generative AI.	negative	1

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r/MakoMermaids

Which Season of Mako Mermaids had the best middle road EP in terms of well story...

Material_Gate6370

61.5

positive

2026-03-19

commenter	comment	sentiment	upvotes
u/Repulsive-Menu-2426	Season 2 Zac finally finds out his origins but OfCourse is broken by but later recovers and Mimi finds out she has family out their besides her mother trapped in a dragon	positive	8
u/Green_Mistake_1000	Am I the only one who hates Zac? I’m only on season 1 but he’s literally that seasons villain, he threatened the girls multiple times for multiple idiot reasons (like threatening the principle bc he had bad grades), trying to take over mako??? He’s so fvcking annoying and he’s somehow the main character ?	negative	2

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r/DIYHEAVEN

My 5 Favourite microneedling serums

WanderByJose

58.2

positive

2026-03-18

commenter	comment	sentiment	upvotes
u/WanderByJose	<image> Last 7 hours to get up to 30% off on MeamoLab products with code JOSE (www.meamoshop.com)	positive	1

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r/LordofTheMysteries

[LOTM V8] I made a Pathway again

Emergency-Mine-6759

58.2

positive

2026-03-23

commenter	comment	sentiment	upvotes
u/Kalidoscope0809	Ok not gonna lie I like this pathway a lot more then your previous one. Good job! What do you think the symbolism would be? "Life finds a way?" ?	positive	5
u/Straight_Painter_846	Even Pillars and GOO can't Destroy them does this also include Termination Symbolism of Fourth Pillar	positive	4
u/shory_Ventrilocuos	Ok,It will look like I am lying because I didn't post here, but I made a pathway some weeks ago with exactly the same theme (survival), but mine is more of a support role and focuses on direct intervention rather than natural adaptation, so they have similarities, but they end completely differently. But the funny thing is that I also used chimera as a sequence, but as Saint,	neutral	2
u/AutoModerator	Hello, u/Emergency-Mine-6759! This is a reminder to review our updated spoiler rules. If you think that your post breaks them, it’s best to delete it and repost with the proper adjustments. Posts that remain in violation will be removed by moderators. Repeated or intentional violations can result in a temporary ban or further action at the discretion of the mod team. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.	neutral

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Need help understanding exosomes/growth factors/peptides/pdrn

pferdchenpojuzt

58.2

positive

2026-03-27

commenter	comment	sentiment	upvotes
u/drifter91	They can be quite game changing, but a lot of those ingredients require a channel to penetrate through like microneedling or injections. A lot of products proclaiming to have them such as pdrn creams and serums are usually not very effective because of lack of penetration capability and low molecular weight.	neutral	7
u/Darkseed1973	Even la prairie updated their skin caviar description “an indulgent face cream infused with fragmented Caviar PDRN.” You know those are the thing now 😂	positive	4
u/Mlle-Aqua	I use pubmed to search for literature reviews that explains clinical trials that have investigated the application of these ingredients in cosmetic or medical applications. Literature reviews are useful because they can provide an overview of what the research says about these ingredients. Make sure to make your search a bit specific. I usually add the ingredient and the application that I’m looking (ex: PDRN and cosmetic applications or wound healing) because these ingredients have been used for things outside of cosmetic research and you want to narrow down your search to the relevant applications.	neutral	3
u/New-Can-432	Curious to see responses to this. I used Calecim Professional Serum after laser and did heal well (tho it was my first laser so can’t compare) and I have been using it when I have a blemish and it seems to help speed up healing and avoid PIE. I just bought Allies of Skin Growth Factor 2-3 weeks ago. Too soon to say what impact it’s having.	positive	2
u/AutoModerator	Beep boop! Friendly reminder that this is a subreddit geared towards the discussion of higher end and luxury skincare, and we're happy to have you here. To have a good understanding of the types of brands you can discuss here, please consult our Wiki if you haven't already. You're welcome to discuss anything mid-range and up. Note: Circumventing automation filtres and discussing products that are not higher end or luxury may result in a temporary or permanent ban. The mod team asks you to respect our subreddit's rules to keep the space on-topic. If you'd like to discuss affordable products, we kindly ask that you take the discussion to other subs. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.	neutral
u/Glittering_Word9081	Do not understand the power of the chatbot! I use Claude. I ask the detailed question, give it the persona of a dermatologist/esthetician/cosmetic chemist. I ask it to add to this skillset based on the requirements of the questions I ask. I ask it to marshal all of its resources and capabilities to ensure it is getting the most up to date information. I ask it to prefer data from published research and to be skeptical of marketing claims, and to be clear when the information is coming from user reviews. I tell it to feel free to ask me any questions it needs to in order to make sure the feedback is appropriate for me and my skin type/concerns. I ask my questions and then click on the source links for more detail. I’ve learned so much using Claude this way!	positive	-4

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r/AsianBeauty

Are exosome treatments actually worth the hype for stubborn acne scarring?

Torpiano_Cricky

56.8

neutral

2026-03-23

commenter	comment	sentiment	upvotes
u/LawfulnessNeat1101	Exosomes are probably just another expensive gimmick, honestly. For actual stubborn issues like hyperpigmentation and texture, you need prescription strength; musely has stuff that actually makes a difference for that kind of damage.	negative	9
u/wild_boysenberry	Exosomes won't do much for texture, they only help with the health of the skin and hence will help with hyperpigmentation a bit. For texture, you'd need to try microneedling, or chemical peels, or fraxel. I've tried both exosomes and PDRN meso therapy, and definitely prefer PDRN. I have done Rejuran Healer meso a few times and it has made my skin 1-1.5 shades lighter and overall clearer (in reality it brought back my original shade as my face was so much darker due to constant scarring and inflammation). It also gives a bit of a plumping effect because of collagen building which is good for pores and texture very slightly. But the most surprising effect was that it (almost) completely stopped my deep cystic acne. I've had acne all my life (I'm 37) and Rejuran finally strengthened my skin barrier to stop clogging and having acne all the time. Now even if I get one here and there, it comes and goes quickly without causing a lot of damage and hyperpigmentation. I read on another subreddit that you need to have collagen building meso therapy 3 times in a row every 4-6 weeks (building time for collagen) and then you won't need to have it for a year as it builds upon itself if done at the right intervals. Otherwise single sessions will feel good for a while and then the skin resets. The effect of reducing acne was immediate for me after the first time, but they came back after I took a break. And now I'm on course to get the 3rd in a series, but I don't know if the effect will last a whole year, or it's just a marketing gimmick. We'll see. I'm also thinking of trying Juvelook meso, as they say it helps with hydration and achieving that glass skin look.	neutral	5
u/Skinsymphony	From what I’ve seen, exosomes seem promising but still kind of early in terms of solid evidence, especially compared to more established treatments. A lot of the results people talk about seem to come from in-clinic use alongside things like microneedling, not really at-home products. Personally I’d be cautious about the hype vs cost and stick with proven treatments unless you’re getting it done professionally.	neutral	3
u/AutoModerator	Hello there! This is an automated bot to help you, as it might not be easy to find resources here. You posted about scarring, PIH, PIE, or acne scars, so here's a link to a recent PIH-Post Inflammatory Hyperpigmentation Posts. If you are looking for PIH help in general recommendations can be found check here.. r/AsianBeauty Megathreads can be found here. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.	neutral	1
u/AutoModerator	Hello and thank you for starting this discussion! As a gentle reminder, try to keep the products you mention limited to Asian Beauty products. Posts or comments solely discussing Western products will be removed, as per our rules. We love being able to discuss Western skincare in the context of a holistic AB routine, but this isn't the sub for specific Western product recommendations. r/SkincareAddiction is a great community for such matters! Thank you! I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.	neutral	1
u/Skinsymphony	From what I’ve seen, exosomes seem promising but still kind of early in terms of solid evidence, especially compared to more established treatments. A lot of the results people talk about seem to come from in-clinic use alongside things like microneedling, not really at-home products. Personally, I’d be cautious about the hype vs cost and stick with proven treatments unless you’re getting it done professionally.	neutral	1
u/kstations	The at-home exosome products are a bit of a different category from what's used clinically. Real exosome preparations need cold-chain handling and lose bioactivity pretty quickly outside of that, so what's in most retail formulas is probably closer to lipid vesicles being marketed under the same name. For the texture piece especially, the mechanism that actually moves the needle exists in the clinic, not in a bottle.	neutral	1
u/AutoModerator	Hello there! This is an automated bot to help you, as it might not be easy to find resources here. You posted about scarring, PIH, PIE, or acne scars, so here's a link to a recent PIH-Post Inflammatory Hyperpigmentation Posts. If you are looking for PIH help in general recommendations can be found check here.. r/AsianBeauty Megathreads can be found here. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.	neutral	1
u/AutoModerator	Hello and thank you for starting this discussion! As a gentle reminder, try to keep the products you mention limited to Asian Beauty products. Posts or comments solely discussing Western products will be removed, as per our rules. We love being able to discuss Western skincare in the context of a holistic AB routine, but this isn't the sub for specific Western product recommendations. r/SkincareAddiction is a great community for such matters! Thank you! I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.	neutral

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r/pepperbreeding

More About My Chinense X Annuum Hybrid EXTREME GROWTH FACTOR

Upset-Concentrate-91

56.8

positive

2026-03-13

commenter	comment	sentiment	upvotes
u/JurassicM4rc	Heterosis in action!	positive	3

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r/DIYmicroneedling

My 5 favorite serums for microneedling (and when I use each)

WanderByJose

56.6

positive

2026-03-16

commenter	comment	sentiment	upvotes
u/Mundane-Touch-9303	Thank you for all the info!	positive	2
u/science-pls	Thanks for posting and contributing! Please disclose your affiliation more clearly though for those that might be new	positive	1
u/eyelinerfordays	Are these all sterile? ?	negative	1

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Allies of Skin’s Multi Peptides & GF (Growth Factor) Advanced Lifting Serum

Maleficent_Bass_1578

55.8

positive

2026-03-28

commenter	comment	sentiment	upvotes
u/raincity87	I would love to know this too! I also keep seeing these ads!	positive	3
u/cptmerebear	I really like it. I'm 44.. I tried the Alastin peptide serum first and didn't notice anything after finishing the bottle. Decided to try the Allies of skin one next and just finished the first bottle, and ordered another. I don't really know how to describe it, but after about a week I just felt like I looked better? Maybe smoother and a bit more of a glow. Although I've never tried TNS to compare	positive	2
u/harper_hill98	[ Removed by Reddit ]	neutral	2
u/New-Can-432	I’m 44 and just started using Allies of Skin Copper Tripeptide and the Growth Factor Serum about 3 weeks ago. Too soon to see firming results but my skin is liking them both and my skin recovers from any irritation overnight with the copper. I am doing a lot of things at the moment (losing weight, did a laser treatment last month, etc) making me not the best test case—but I did a lot of research and watched a lot of content and I believe in the founder and I do think they are products of substance.	positive	2
u/gardethepalace	I’ve chatted with Claude AI about them extensively, it always circled back to that there are better clinical results for the SkinMedica TNS Serum.	positive	1
u/minimalpanic11	[ Removed by Reddit ]	neutral	1
u/AutoModerator	Beep boop! Friendly reminder that this is a subreddit geared towards the discussion of higher end and luxury skincare, and we're happy to have you here. To have a good understanding of the types of brands you can discuss here, please consult our Wiki if you haven't already. You're welcome to discuss anything mid-range and up. Note: Circumventing automation filtres and discussing products that are not higher end or luxury may result in a temporary or permanent ban. The mod team asks you to respect our subreddit's rules to keep the space on-topic. If you'd like to discuss affordable products, we kindly ask that you take the discussion to other subs. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.	neutral

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r/ProjectPan

ZO Growth Factor Serum 😘 and replacement

Brilliant-Impact-920

54.8

positive

2026-03-07

commenter	comment	sentiment	upvotes
u/cranky137	200€ for 30ml... I am glad you see results!	positive	1

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r/deepplaneresults

Deep Plane Facelift with Scarless Endoscopic Upper Face Access, Mastoid Crevasse...

DrDanGould

53.2

positive

2026-03-22

commenter	comment	sentiment	upvotes
u/DrDanGould	Pinned: Anticipated Questions, Common Criticisms, and Clinical Context for This Case I want to address everything this thread will generate before it generates it, because several recurring patterns from previous posts are already appearing and they deserve direct, complete answers rather than piecemeal responses buried in a comment chain. On the AI question I use AI as a writing and editing tool to help me communicate clinical concepts more precisely and consistently than I could manage between surgeries, consults, and an active research program. The ideas, the framework, the clinical decisions, and the surgical execution are mine. The polish is assisted. I am not going to apologize for using a tool that helps me explain complex anatomy to a lay audience more clearly than a dictated voice note between cases would. Every surgeon who posts here is selling something. I am at least trying to make the educational content substantive enough to be worth reading whether or not you ever become a patient. On the marketing terminology question Several comments have questioned whether terms like Vectara, ARC, and the Weekend Lift are marketing constructs rather than clinical frameworks. This is a fair challenge and it deserves a direct answer. These are organizational frameworks, not brand substitutes for standard procedures. The Vectara framework describes a specific system for intraoperative vector identification and three-dimensional architectural planning that differs from applying population-averaged lift angles to an individual face. It is grounded in published vectorial analysis data from 71 patients across 142 hemifaces demonstrating that the correct SMAS suspension vector varies significantly between individuals, between hemifaces, and between primary and secondary cases, and that it cannot be reliably borrowed from a study population mean (Talei, Gould, Ziai. Aesthetic Surgery Journal 2024). The mastoid crevasse is a named technique with published outcomes data showing a statistically significant mean gonial angle depth gain of 8.1mm beyond standard mastoid suspension across 79 patients (Talei, Shauly, Marxen, Menon, Gould. Aesthetic Surgery Journal 2024). These are not marketing terms. They are attempts to give precise names to specific technical decisions so that patients and colleagues can evaluate them specifically rather than accepting or rejecting a vague claim about doing deep plane surgery. If a term I use sounds like marketing without a clinical correlate behind it, ask me what the correlate is. I will explain it or acknowledge that it does not have one. On whether this patient needed surgery This is a recurring comment on cases involving younger patients or subtle presentations and I want to address the underlying assumption directly. The question of whether someone needs surgery is not one that can be answered by looking at a photograph of someone else's face. It is answered in a consultation where the patient describes what they are experiencing, the surgeon evaluates the anatomy, and both parties discuss whether the proposed intervention is proportionate to the problem and likely to produce a result that justifies the risk and cost. Plainly : NO ONE NEEDS surgery but some people want it. This patient's concerns were specific and anatomical. The lower face and neck changes she presented with were real and visible in the before photographs to anyone evaluating them without the assumption that young patients cannot have structural problems worth addressing. The decision to treat a 45-year-old with early structural descent rather than wait until the descent is advanced enough to satisfy an outside observer's threshold for necessity is not an ethical failure. It is a clinical judgment that early structural correction is more straightforward and more durable than late correction, which the biomechanical literature supports. I do not operate on patients who do not want surgery. I do not pressure patients into procedures during consultations. A consultation at my practice is an educational session first. If I do not think surgery is the right answer for someone I tell them that. The financial incentive to operate does not override the clinical obligation to recommend against it when it is not indicated. If you believe those two things cannot coexist in a single surgeon, that is a reasonable concern to have about the specialty generally and an appropriate question to ask any surgeon you are evaluating. It is not a conclusion that follows from a before and after photograph. On the subtlety of the result Subtlety in a facelift result is not a limitation. It is the target. The goal of structural facial rejuvenation is to produce a result that looks like the patient at their best rather than a result that looks like surgery was performed. A result that is immediately and obviously recognizable as a facelift is a result that failed on the most important aesthetic criterion. This patient looks l	neutral	3
u/IwasDeadinstead	How old was this patient at the time of the procedures? She looks pretty young and good in the before. Your work is great, but I'm surprised that she even considered it because her before looked really good, too. ?	positive	2

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r/WanderByJose

PDRN, exosomes, growth factors, NAD+: What each one actually does for your skin

WanderByJose

52.5

positive

2026-03-29

commenter	comment	sentiment	upvotes
u/outofthenarrowplace	This is a great guide, thank you!	positive	2

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r/nasikatok

Why financial planners and influencers in Brunei routinely recommend putting in ...

MaduKasirat

52.0

negative

2026-03-27

commenter	comment	sentiment	upvotes
u/yourcutie123	Why is financial planners and influencers in the same sentence? ?	negative	10
u/EntrepreneurOk9295	I believe they were the only investment option that guarentee 2.5% interest in the local market. Plus 2x of what you actually put in plus employer matching your contribution. Nothing on the market is as powerful as this without significate risk exposure. However, with this new realization, it nullified that 2.5% annual gain compunding over the years. Adding another 2 to 3% inflation, you actually losing money.	positive	9
u/kitsumodels	I don’t	neutral	9
u/WasteTreacle5879	These so-called financial planners are working to get their commissions. Most of them doesn't even know what real investments look like. They can't even comprehend investment that can yeild 100% returns, let alone 10,000x returns. All they know is 2.5-3% max at 5%.	negative	4
u/Seafury18	According to the comments on the original post. You do not need to pay for zakat because you don't 'own' the money yet, it isnt a bank/safe where you can withdraw it at anytime. Though paying zakat for your SPK is still an acceptable option.	neutral	4
u/ahkidz5	I've blocked every FP/FA that I've met in the last 30 years. 😅	negative	2
u/Ok_Shine6692	U know its trick si badar for them	negative	1
u/Sm00th-astron4ut	It’s always better to have more options for the masses. Not everyone is as educated and informed as the people in this thread. Also some if not most people in the country prefer to just put their money somewhere with returns and go about their life not risking anything. Fyi, SPK is zakat-able but not for the contributors because it’s not completely owned by them. It’s under the concept Al-Milktam.	negative	1
u/sakitParot	Ada saja cara durang ani kan menarik usin dangan. mudahan lurus jua apa yg "undang2" durang buat ani.	negative

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r/BodyHackGuide

FOXO4 DRI Available for Research Use Only (20mg every other day for a total of 1...

walt6076

50.8

neutral

2026-03-06

commenter	comment	sentiment	upvotes
u/AugustWesterberg	Interesting concept. Going to be real expensive.	negative	6
u/Reasonable_Click_147	I did FOX04-DRI about two months ago. I'm on the road and will share full tonight. My optimal dose was 1mg on equal sides of the body in the morning (2mg total dose). Day1- leg shots, day 2' belly shots, day 3 -arm shots, day 4 - fatty neck shot and day 5 - back to belly. Idea is to physically spread it around. The first two or three doses I could feel spreading in my body by a weird tingle, after that nothing. I do think it stayed in my body for about a week, mentioning because half life is unknown. Only negative side effect was lethargy for the first four days Would I do it again? Probably, I "felt" a youthful vibrancy for about a month after. Eyesight was sharper. Hair filled in some along with less gray (I cut my hair short). Now, two months out, nothing. I'm tempted to do it again, only hold back is cost at $265 / 10mg vial). Also, would only recommend to people over 45.	neutral	3
u/kellytownsfinest	I read all of that and maybe I’m too dumb to understand, but what is the benefit of said protocol? Like why is it important to get rid of senescent cells? ?	neutral	2
u/walt6076	I've done FOX04-DRI, I'll say it's painful. I limit it to 2.5mg a dose and only once a week. The injection spot remains sore for almost a week. I'm not sure how people tolerate those higher doses. Plus it only comes in 10mg vials so you're going to use multiple vials for just one injection.	negative	1
u/IndependenceVivid384	There is not just one study. In fact, there is another study that claimed FOXO4-DRI use in mice and rats with pulmonary hypertension made them worse. Eliminating Senescent Cells Can Promote Pulmonary Hypertension Development and Progression" (Born et al., Circulation, 2023) *edit: also like to add that Fisetin, and Gingerenone A and 6-shogaol (from ginger) are senolytics as well. I'm actually not sure about Quercetin anymore either, but yea, that one too.	negative	1
u/Responsible_Path2557	What are your thoughts on SS-31 in this protocol? - Specifically, if it needs to be stopped prior to beginning fox 04-dri, how many days prior? And when can it be restarted afterward? I’ve seen where some researchers have run SS-31 simultaneously with fox 04-dri, but wanted to hear your thoughts if you have any to share. Thanks in advance. ?	neutral	1
u/AutoModerator	Welcome to the community! Access Our Full Approved List & Guides Join the conversation and share your experiences. Check our full approved list and guides in the sidebar. Want to optimize your stack? Share your experiences and get feedback. Pro Tip: The best discussions come from personal experiences. If you have tried something, let us know how it worked. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns. ?	positive

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r/BeautyEmpties

ZO Growth Factor Serum 😘 and replacement

Brilliant-Impact-920

49.0

2026-03-07

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r/DIYHEAVEN

PDRN, exosomes, growth factors, NAD+: What each one actually does for your skin

WanderByJose

48.3

neutral

2026-03-29

commenter	comment	sentiment	upvotes
u/Front-Fix-6434	i wish i could order from there but they declined my ass LOL	negative	1
u/Acceptable-Body3180	Not to sound stupid, but how do you use all the items in 6? They're injectibles... Do you use them on your face? I'm curious. ?	neutral	1

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r/OnCinemaAtTheCinema

The growth factor of specials (and the show in general)

Turbulent_Ad_9413

48.1

positive

2026-03-24

commenter	comment	sentiment	upvotes
u/Baringstraight	I like to consider my second viewing of an Oscar Special as a sequel viewing. And as we all know, sequels are better and more entertaining. Therefore my second time watching the 13th Oscar Special gets 5 bags of popcorn and one pita cone filled with tuna salad.	positive	50
u/rimmhardigan	I've been watching the Oscar specials since the beginning, and I do think they were funnier live in the first 5 years or so, but since moving off Adult Swim and going independent they have more staying power. Part of this is that in recent years the trivia breaks (while absolutely amazing in a very different way) slow everything down quite a bit and make the experience feel more tedious. The Adult Swim specials had less prominent breaks from my memory and were a little bit faster paced and I think a bit less high-concept. Now that the boys are living the HEI life they have the space to get really weird and it might take a bit of discussion or reflection in the community for the surrealism to sink in and become magical. An aside- I am repeatedly blown away by the fact that I can reliably choose the most insane option in the break trivia and find that it's not only highlighted as the correct answer but that it's real. Over and over again I see a question and I think there's no way that can be true, and it is.	neutral	41
u/avagadros_plumber	I sometimes miss the low budget feeling and overlaid celebrity pictures constantly fading in and out	negative	36
u/blewwholeload	I’ve heard both real Tim and Gregg refer to the show recently as a “soap opera disguised as a movie review show” and I think they found the perfect description. Yes it’s very funny and I laugh at it often but, it’s not like a “comedy show” to me. It’s my soap, my stories. I’ve found I tune in not for the laughs but, the ever growing narrative they’ve built over the years. The Oscar Specials are the de facto “season finales” and they’ve always delivered that for me.	positive	21
u/Urinal_Zyn	The longer and more elaborate they are, the more inherently funny they are to me because it's funny that any of it exists at all.	positive	10
u/OpenUpYerMurderEyes	I've found all the Oscar specials surprisingly rewatchable. I can't tell you how many times I put them on at random just to have something on in the background and end up sitting through the whole thing. They're Hella long but they are so well-paced that they fly by.	positive	9
u/finnigans_cake	I think the most recent is an all-timer personally. It felt more like one of the earlier/mid-period ones as the last four or five have relied on large, complicated set-pieces and a real 'season finale' feel, whereas this was a little more low-key than, say Amato-con or the Movie House special. While there were obviously segments and beats to it, it had a bit more time to breathe and the production values weren't as high level as the last few, to it's credit, rather than detriment.	positive	7
u/Turbulent_Ad_9413	[deleted]	neutral	3

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r/OnePiecePowerScaling

Was Rocks vs Garling really a low diff like people say? (Analysis)

shawn_robott

47.9

neutral

2026-03-07

commenter	comment	sentiment	upvotes
u/Gakeon	The fight wasn't low diff, but let's not act as if Garling pushed Rocks here. Garling uses a blade, and yet Rocks is only bruised and slightly panting from the fight. He obviously used some effort, but not like he got pushed to his limit. Even if Garling takaes attacks head on because of his regen, Rocks still managed to keep him down. And them being described as having a fierce battle means nothing. Luffy had a fierce battle against Lucci. The most likely scenario is that Rocks kept hitting Garling and the others, run away for a bit, the HK heal and catch up, Rocks hits them, rinse and repeat. How is it not obvious that Rocks kept putting Garling down, but his healing made him come back and occassionally get a few hits in. It's like Deadpool vs the Hulk. The hulk punch Deadpool into a pulp, then Deadpool heals and tries to attack. No matter how many times you put Deadpool down, he can always heal. And if you can stay in a fight practically forever, you're obviously gonna get a few hits in? Give me the immortality of the HK and i make Prime Tyson bleed. I will get my shit kicked in a million times, but give me all the time in the world and give him no rest and i'll win eventually. That's the same for Garling and Rocks.	neutral	8
u/Fun_Ad7192	ard yes i agree it wasn’t a low diff, but it was not a high diff eris’s words talks about holding THEM off with one hand, that doesn’t disprove him damaging garling one handed in a single instance, tbf though nothing really proves it either way Rocks says “why aren’t these guys dying” as he is running from garling +HK lady + his DR family, that directly implies he attempted to fight them before that scene, at least the DR family and the HK lady was involved before that scene <image> garling who uses a sword only bruising rocks a little in the first exchange with rocks trying to damage his DR family doesn’t really look that good, i will say it was most likely garling who did that, but no he did not have the upper hand in the first round if rocks was trying to damage the DR family and also managed to damage garling this random HK lady has no scaling, you have no proof of how she would or how she does scale to garling or rocks, just portrayed weaker then garling, regardless though unless you think they were taking turns hitting rocks, garling+HK lady+DR family all together could have damaged rocks Rocks is never shown to use haki defense in his base form, we have no way of knowing he even fights like that, so even if you want to say rocks had the same haki as his DR self, you can’t prove he used acoc defense in the first place, but yes temporary transformations would boost his haki, going from gear 2nd to gear 4 DOES increase luffy’s haki, as his haki runs out faster in his gear 4th form, that makes no sense if the haki potency is the same for your final point, it literally says rocks is in a fierce battle with imu and the holy knights, so idk wym overall yes people saying its a low diff are being disingenuous, but i wouldn’t say its a high diff, it is clearly mid diff imo but hey🤷‍♂️	neutral	5
u/_here_it_comes_	Garling glazers are a special brand of delusional.	negative	2
u/No-Fruit83	Okay I'm not responding to everything but a lot of thing are just you interpreting unclear event in Garling favor. The Bruises : Oda isn’t consistant at all with those Rayleigh in the same arc had plenty of bruise despite the fact that he only encountered Fodder. Even then in the best case scenario a nerfed Rocks got a few scratches but was still able to split Garling head open. Initial Clash : Protecting weaker fighter can be a massive nerf in One Piece, Garp got stab protecting Koby who is way stonger than Eris and Baby Teach. The idea that Rocks vs Garling had a solo fight is also unsupported, killing Rocks was the main goal for the WG in the God Valley incident and it’s not like Garling is an honorable fighter he is okay with slaughtering defensless civilians and stab is own wife. Garling squad : an important details that you forgot to mention, those guys where the Davy clan, Rocks family and he isn’t immediately going to be cool with killing is own kin. It’s not until Eris decide to run with Teach on her own that Rocks is fully prepared to kill them.	negative	1
u/DiamondShiryu1	I agree that it wasn't a low diff. I think Garling underperformed compared to the sky high expectations he had so people greatly exaggerate his performance. If I had to guess what the intention was I'd say that Xebec v Garling was a mid diff fight for Xebec who was more determined than ever to save what little family he had left while his home was being destroyed.	negative	1
u/Zealousideal-Arm1682	Given he did it twice within the same few minutes,and Garling had backup the second time,yes. This isn't even a "well he looks tired",Xebec was perfectly fine after both encounters to go and fight Imu at relatively full power.Garling is to Xebec what Novel Ace was to WB.	neutral	1
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u/Gen_Shot	peak analysis	neutral
u/shawn_robott	Don't sleep on Garling	positive	-1
u/No_Room_6048	Cook	neutral	-1

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r/tressless

Scalp Microneedling with Growth Factors - Take 1

Candid-Ad4582

46.7

positive

2026-03-20

commenter	comment	sentiment	upvotes
u/Automatic-Law-3612	I use xl hair for meso therapy, and it helps. At the beginning every week and now once a month. So it gives important nutritions to the hair follicles.	positive	2
u/Intelligent_Loan9481	It doesn’t work. I’ve tried it	negative	1
u/Dull_Ad_9435	Has anyone had any success with this? Seems promising. ?	positive	1

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r/AskEconomics

What is the relationship between Inflation, Unemployment, GDP Growth and Other F...

SufficientWestern243

45.5

neutral

2026-03-22

commenter	comment	sentiment	upvotes
u/EconomistWithaD	Okun’s Law Taylor Rule Growth Augmented Phillips Curve I’m not a macro guy, so I know I’ve missed some, but the above are some average relationships.	neutral	9
u/AutoModerator	NOTE: Top-level comments by non-approved users must be manually approved by a mod before they appear. This is part of our policy to maintain a high quality of content and minimize misinformation. Approval can take 24-48 hours depending on the time zone and the availability of the moderators. If your comment does not appear after this time, it is possible that it did not meet our quality standards. Please refer to the subreddit rules in the sidebar and our answer guidelines if you are in doubt. Please do not message us about missing comments in general. If you have a concern about a specific comment that is still not approved after 48 hours, then feel free to message the moderators for clarification. Consider Clicking Here for RemindMeBot as it takes time for quality answers to be written. Want to read answers while you wait? Consider our weekly roundup or look for the approved answer flair. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.	neutral	1
u/Arthur-Grandi	The clean way to think about this is via three relationships: 1) Phillips curve (inflation ↔ slack) Inflation depends on economic slack (unemployment/output gap), but the relationship is weak and unstable, especially post-2008. 2) Aggregate demand (GDP ↔ inflation) Stronger demand (relative to potential output) puts upward pressure on prices. What matters is the output gap, not raw GDP growth. 3) Monetary conditions (rates, expectations) Inflation is heavily influenced by expected policy paths and financial conditions (real rates, QE, etc.), not just current activity. Post-2008, low inflation despite low unemployment is usually explained by anchored expectations, globalization, and weak demand relative to potential. So there isn’t a single driver — inflation is the result of slack, expectations, and policy interacting, not a direct function of GDP or unemployment alone.	neutral	1

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r/WanderByJose

My 5 Favourite microneedling serums

WanderByJose

45.3

2026-03-23

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r/deepplaneresults

There Is a Deep Plane Facelift With No Visible Scars. Here Is Exactly How It Wor...

DrDanGould

45.3

2026-03-12

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r/portersreserve

The Farm Has a Voice. We Gave It One.

PortersReserve

44.8

positive

2026-03-18

commenter	comment	sentiment	upvotes
u/Otherwise_Wave9374	This is a really interesting writeup, especially the idea of treating the farm like a system with memory, not just dashboards and alerts. The way you describe turning sensor noise into context (and then action) is basically the whole battle in applied AI. If you end up sharing a simpler overview of how you think about positioning and messaging for something this complex (investors vs operators vs researchers), Id read it. Weve been collecting some practical notes on explaining technical products to non-technical buyers too: https://blog.promarkia.com/	positive	1

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r/IndicKnowledgeSystems

India's Botanical Medical Glossaries: Language, Plant, and Healing in the Sanskr...

Positive_Hat_5414

44.5

2026-03-08

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r/Microneedling

PDRN, exosomes, growth factors, NAD+: What each one actually does for your skin

WanderByJose

44.5

2026-03-29

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r/growthmarketing

Is perception still a factor in 2026 growth strategies?

Comfortable_Tap_7079

44.5

positive

2026-03-19

commenter	comment	sentiment	upvotes
u/Inner_Warrior22	Yeah perception still matters, especially early. We tested boosting just to get past the "dead page" look and it did help with initial engagement. But it’s fragile, if the underlying content or targeting is off, it dies right after. You’re basically buying a second chance at a first impression, not real traction.	positive	1
u/Cautious_Pen_674	perception still matters at the margin but its fragile, paid boosts can help with initial distribution but if the underlying audience fit isnt there your downstream metrics like retention and conversion wont hold, so you end up optimizing for vanity while your real signal quality stays weak and harder to diagnose later	negative	1

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r/foreskin_restoration

Epidermal Growth Factor?

DudleyNYCinLA

43.2

neutral

2026-03-18

commenter	comment	sentiment	upvotes
u/themikecampbell	I’m no expert, but the shaft skin isn’t exactly epidermis, it’s smooth muscle, which is why it takes so long to expand, so it uses a similar but critically different mechanism to expand Let me find the link to the post that explains it Edit: here is the link. It’s massive, and over my head, but still I learned a bit: https://www.reddit.com/r/foreskin_restoration/s/YvBeNt77C9	neutral	3
u/Feeling-Condition411	According to a google search it stimulates mitosis, so perhaps? It’s used in some facial skincare products. There’s a section about possible links to cancer, which is worth investigating what that’s about… ?	neutral	2

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r/Re_Zero

Do Authorities actually defy the world or are they shortcuts to super advanced m...

SkyslicerX2

42.5

neutral

2026-03-12

commenter	comment	sentiment	upvotes
u/Ok-Worldliness-7374	Curses were made to immitate authorities while divine protections were made to oppose them. But Authorities are above all magic, curses and protections. Sure, you can immitate the similar effect with the other stuff, but they usually have to pay some price. Sure, you could recreate the shadow hands by yin magic, but it will cost mana to bend space this way and they will not be invisible. Regulus's invincibility can also be replicated, but at the same time it costs ton of mana to maintain. Vainglory and Pride effects were approached very closely by Evil eye member. Evil eyes in general have some wicked power system... We also have Dorkell who straight up manifested power from completely different source than we know... ---- So while the effect is replicable, authorities simply are more variable and with less costs as they are forcing their will upon the world to change its rules for their power.	neutral	27
u/VMelain	We don't know. But according to tappei, they actually defy the world, and this is why DP's are incompatible with Authorities (So no Warlock Reinhardt or stuff like that)	neutral	10
u/Sky-__-	Authorities gives users abilities to mess with world logic . Capella authority is soul manipulation which is kinda like Mahito from Jjk . She can change shape of her own soul and others . Also her regeneration is tied to the cursed dragon blood she possesses . She also has a similar ability to Carmella where she can perceive people romantic preferences . Hector authority has been explained properly , he doesn’t manipulate gravity , the main property of that authority is compression , it can compress space , thoughts and even concepts as well . Also unseen hands are also different in nature to satellas, first of all they don’t use mana that means they cannot be detected by conventional means . Also guese unseen hands don’t have ability to phase through objects they simply attack or crush people . It’s just Subaru interpretation of unseen hands comes from Satella that’s why his hand is able to phase through objects as well . Also Satella hands are a mass of yin mana so they can devour anything they touch . Regulas authority is also different to EMM . Regulus authority allowed him to stop the time of his own body, and of anything he touched. By applying it to his body, he became unaffected by any physical phenomena, including age, hunger, thirst, excretion of bodily waste, getting wet, being frozen, or taking damage, whether physically or magically. Essentially, his power made him both un-aging, invincible, and prevented all physical phenomena from interacting with him, granting himself freedom from the constraints of concepts like gravity, air resistance, conservation of momentum, and effectively any physical rules and concepts of the world EMM is an "absolute defense magic". Beatrice uses Yin Magic to interfere with the time and space around Subaru, and while he can't move during activation, he experiences no interference from outside the barrier. Since it is a magic it can be dispelled by someone who has magical talent like Roswaal or something like volcanica talons who can cut through magic . Also you have also got rest of authorities wrong as well . Sirius authority has 2 effects , one is passive effect which can stretch as far as entire city of priestella which enhances and links people emotions collectively . Her main ability is soul washing where In a large but currently unspecified area of influence, Sirius can share or transmit her emotions and senses to others. After polarizing emotions such as anger, sorrow, joy, or ecstasy, she can transmit it to any person in her vicinity, either taking control of them or resonating a certain emotion between a certain amount of people to raise it to the point of madness. Also, since she can share senses such as distress or pain, if anyone is injured or dies within the area of effect, she can force others within the same area to die or receive the same injuries, in the same way. The Authority's intensity seems to fade the further the range and extension, and the effectiveness can vary drastically between people Gluttony authority and books of dead are also slightly difference in their application. Every time a person dies their soul is rinsed clean of it’s memories and experiences and then sent back , so here echidna found a loophole where she would take that discarded memory and experiences and store them in the book . Whereas authority of gluttony wielded by three siblings actively interfere with world memory and steal people name and experiences from the world and hordes them. Daphne authority of gluttony was different since her hunger was actually different from hunger by Roy . It has something to do with eating or converting worlds mana into food , and even creating life from mana . Pandora authority is causality manipulation but with limits . She can manipulate causality, the relationship between causes and effects, allowing her to decide what happens and what doesn't, when and how. There is no need for a "why" however, as the why of something is determined by causality itself. Like by removing the cause regulas she was able to remove injuries inflicted by regulas on guese and fortuna . But she wasn’t able to reverse the witch factor taken by guese . And she wasn’t able to force Emilia to obey her will . But she was able to make guese mistake pandora for fortuna . There are several attacks on par with some of the authorities . You have divine protection of sword saint , divine protection of death god , then you have enchanted swords , also you have curses , you have magic attacks like Al Sharia and fourfold or above level magics . You also have great spirits and divine protections associated with elements like one felix has which gives him so much regeneration.	negative	7
u/Affectionate_Run6250	They manipulate concepts of the world.	negative	3
u/Canye_NE	I think it’s more a matter of cost. To do the things Authorities do on the regular (erase others’ memories, shapeshift into any being imaginable, freeze your body in time for over a century, etc) without one would be impossible, especially consistently. You can still create these effects, but nowhere near as easily as compatible Authority users. In Arc 9, I think, it was said that Authorities always enact a cost. We saw that with Petra/Clind and Melancholy. However, it was also said (I think) that very compatible users push the cost onto Od Laguna itself. They effectively skip all the mechanical magic nonsense, outsourcing it to the world soul, and manifest the full ability. It’s the greatest cheat code imaginable. So, they can utilize near-impossible powers with ease.	neutral	2
u/Electronic-Box-4753	They're called conceptual manipulation. They also get said that they're essentially the right to manipulate the laws of the world. In No Stella no Life, Echidna remarks that Witch Factors are like keys. Once you open the door(manifest an Authority) you can manipulate the laws of the world. You aren't casting anything, but rather are given the right to manipulate those concepts, depending on your view of the Sin of the WF you have. Forbidden magic does thread on the world of breaking the laws of the world, but they're not as powerful as Authorities.	negative	1
u/Normal_Ad_2360	Od lagna limits magic , Roswaal says a lot of strong mages are mind broken by odd lagna if they to go deeper . SO there are hard limits . Melancholy is far stronger able to compress conversations and even thinking , so it no only compress space but time.	neutral	1
u/Thatoneguywhois-sad	The reason they’re way above magic is because you don’t need mana to use them. Most of them affect abstract concepts. Even Roswaal struggles with that kind of thing. The effects are also extremely strong compared to divine protections. The only exception is the Phoenix dp, but only on Reinhard. You can emulate the effects of authorities, but the cost of doing it outweighs the benefits most of the time. The only person I think actually succeeded at creating an “authority” is dorkell. That’s why lye loves spamming it, it’s ridiculously versatile for very low cost. <image>	positive	1
u/AutoModerator	Please ensure that there are no spoilers in the title, and if this post does have spoilers in the title, resubmit with a non-spoiler title or it will be removed for spoilers. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.	neutral

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r/memecoins

Growth factors

Next_Character_1855

42.4

positive

2026-03-14

commenter	comment	sentiment	upvotes
u/GuitarGuy10007	We're still here and if you're still fading us ask yourself why? ?	negative	3
u/Frosty-Heron-6127	$PURK is the easiest coin to hold at the moment for me. Floor has held thru poor market conditions and the quietness. The beast is about to be awakened!	positive	2
u/AutoModerator	Thank you for your submission on r/Memecoins, Join Crypto Other Subreddits: r/MemecoinsOnSui r/SolanaNFT Also check out the official discord for r/Memecoins: https://discord.gg/YM9sSDbsBh I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.	neutral

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r/ReduceCO2

Reduce CO2 Now - "The Book"

ReduceCO2Now

42.3

2026-03-18

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r/10xPennyStocks

$ADIA NEWS. Adia Nutrition, Inc. Reports Strong Revenue Growth in 2025 Annual Re...

Loud-Relative-6084

42.3

2026-04-01

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r/tressless

10 MORE YEARS GUYS , keep your hair till then

This_Association_473

41.8

neutral

2026-03-16

commenter	comment	sentiment	upvotes
u/Euphoric_Designer164	Could say the same things for the guys in 2016!	neutral	4
u/FreddieKingFish	Never heard of Finjuve, why would it be any different than current topical fin products ? ?	neutral	2
u/Chrswhtkr	You can’t completely stop tooth decay, aging, or hair loss. There will never be a perfect solution, but supportive solutions will always continue to improve...	neutral	1
u/gunnergizmo66	Go touch some grass and stick to dut and min	negative	1
u/Forsaken-Cattle-491	This cure shit never gets old. LOL	positive	1
u/No-Adeptness-7125	We are all gonna be happy shaved heads by then.	positive	1
u/BeHoldAPaleHorse17	They’ve been saying “10 years” since the 90s.	neutral	1
u/trey_19833	There won’t be a cure in our lifetimes, just better treatments. In the near future we’ll have CB-03-03, extended release oral minoxidil, KX-826, gt20029, and better hair transplants. None of these are cures but we’ll have more options to choose from or stack for treatments For the men who aren’t destined to be a Norwood 6-7 most of these treatments will be enough to prevent hairloss but you’d have to stack multiple treatments at the first sign of hairloss. Finasteride and dutasteride will probably always be the gold standard though but if you can’t tolerate them, using KX with gt20029 and nizoral and minoxidil will probably be enough to maintain unless you’re a guy who’s destined to be a Norwood 6-7. I’ve been able to maintain my Norwood 1.5 with just minoxidil and nizoral but I recently added KX-826 and will also start using alfatrodial. Any of these on their own isn’t nearly enough but I’m hoping all of this combined will at least keep me a Norwood 2 or above for the next decade. I’m currently 28 and got on minoxidil and nizoral at age 21. My little brother for reference is only 24 and already a Norwood 2.5	neutral	1

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r/OnePiecePowerScaling0

Was Rocks vs Garling really a low diff like people say? (Analysis)

shawn_robott

41.1

negative

2026-03-07

commenter	comment	sentiment	upvotes
u/LumenDomimus	Blink twice if you are being held at gunpoint.	negative	7
u/Darth_Rayleigh	Seek help immediately	negative	7
u/Bakkassar	Disagree. Won't discuss.	negative	6
u/KaiBahamut	I got to the first round summary before I tapped out. "Garling won the first round." Garling- regenerating from a nasty head wound and god knows what else while Rocks isn't drawn as injured at all. Yeah sure, he sure came out ahead in that first round.	negative	4
u/8647ThisAdmin	Garling literally got one tapped	negative	2
u/JobVivid849	agree with everything. rocks fans are just too toxic and overrate him. in fact he is prime don Chinjao victim	negative	1
u/Joebyewa	Yeah Garling low diffed Xebec.	positive	1
u/shawn_robott	Btw this was only talking about the difficulty and not who's stronger 👀 If you wanna discuss Garling>Rocks hmu (I'm arguing for Garling)	neutral	1
u/AdditionalEffect5	Time to discuss Part 1. Part 1: That implies he didn’t believe he could take them on one‑handed either. In other words, if he ever attempted something like that off‑screen, he was most likely already overwhelmed by Garling. You say he can't fight them on one handed. But in the following sentence, you say if he did attempt that off-screen, he would most likely be overwhelmed by Garling. Garling had support this time around with another HK and a DR Squad. Also, if Rocks planning wasn't to fight Garling + HK + DR Squad one handed. His plan was to fight one handed while carrying his wife and kid. Double nerf (One hand + family) I’d say Garling clearly held the advantage. He showed more convincing feats than Rocks in this phase You also have to think about Rocks was looking for his wife and son while fighting Garling. So he wasn't fully focused. His main priority is find them and GTFO. and likely overwhelmed him in their clash, especially if Rocks was already carrying Eris at the time, considering Eris herself thought the idea of fighting Garling one‑handed was absurd. 2 things: Wouldn't that mean that Garling overwhelmed Rocks who was carrying his wife + kid and fighting back one hand ed. A nerf for Rocks. I bolded the part of your comment I'm referencing. As for the 2nd point and again, you keep changing the number of people Rocks is facing. She said "Are you going to try and fight them off one handed". Again, she uses the word "them" because she's talking about Garling + Support. But in your sentence you say that Eris thought fighting Garling only one handed was absurd. You typically don't pay attention to my comments so I don't see a reason to discuss Part 2 here. Overall, you put in effort but it seems you like to misconstrue.	neutral	1
u/Gen_Shot	peak analysis	neutral
u/Coolflo123	Can't wait for the anime flashback so people stop believing this	negative

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Bioeffect eye gel vs ZO growth factor eye serum

newjeansluv

40.8

neutral

2026-03-21

commenter	comment	sentiment	upvotes
u/Mel_ps7	I haven't used both. Just Zo, results were okay nothing to write home about. Didn't repurchase.	negative	2
u/RhubarbIll7133	You could use both of these serums, as they are actually focused on very different types of growth factors that target different things. Bioeffect EGF serums focus on a unique type of growth factor that aids skin regeneration via cellular signaling. The ZO eye serum seems to use more common peptides and EGF molecules that signal the skin to produce more collagen and better for elasticity. I personally use Bioeffects normal EGF serum alongside another blend of more simple EGFs and peptides. I’d say that bioeffect EGF serums are more important and effective against long term signs of aging, rather than short term drastic improvements in skin elasticity and wrinkles. It does a different and I believe more important job than the blend within the ZO growth factor serums..	neutral	2
u/AutoModerator	Beep boop! Friendly reminder that this is a subreddit geared towards the discussion of higher end and luxury skincare, and we're happy to have you here. To have a good understanding of the types of brands you can discuss here, please consult our Wiki if you haven't already. You're welcome to discuss anything mid-range and up. Note: Circumventing automation filtres and discussing products that are not higher end or luxury may result in a temporary or permanent ban. The mod team asks you to respect our subreddit's rules to keep the space on-topic. If you'd like to discuss affordable products, we kindly ask that you take the discussion to other subs. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.	neutral

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r/Artificial1intelligen

If a 49-year-old shows natural hair regrowth without treatment, what kind of sci...

Beginning-Way-2181

40.5

2026-03-21

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r/Artificial1intelligen

Many people are asking about Muhammad Qasim. Don’t you think this man should be ...

Beginning-Way-2181

40.5

2026-03-19

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r/MicroneedlingSkincare

My 5 Favourite microneedling serums

WanderByJose

40.5

2026-03-17

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r/medspamarketing99

Achieve Radiant Skin at Our med spa in Dallas, TX Today

Muttapups

40.5

2026-03-06

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r/IonPeptideGuide

GLP-2 Quick Guide: The Intestinal Growth Factor Peptide for Gut Lining Repair an...

Biohack_Blueprint

40.5

2026-03-26

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r/stocks

NVDA’s Factor Profile is Wild – Insane Growth & Profitability, but Valuation Scr...

Woodpecker5987

38.8

negative

2026-03-16

commenter	comment	sentiment	upvotes
u/PinPsychological82	No way this is real. Please look at forward PE, and don’t look at PE in a vacuum. You need to consider growth with PE. Dividends don’t matter when they are reinvesting it and making so much more money, plus you have share buybacks which are more flexible I don’t even like Nvidia but the valuation isn’t insane, if anything it is looking reasonable to cheap if you are a bull	negative	10
u/Nadenkend440	Using a Nvidia supplied AI to make a post about avoiding AI stocks is something.	neutral	8
u/senttoschool	Valuation screaming expensive: P/E 37x, any stumble (Blackwell/Rubin delay, hyperscaler capex slowdown) could get ugly fast Forward PE is only 20. This basically means Wallstreet has already priced in peak Nvidia revenue. They don't believe Nvidia will grow in 2027 at all.	negative	8
u/ThatGuyFrmBoston	NVDA is exact opposite of TSLA. Great PE, crushes every earnings, strong guidance and roadmap but best it can do is down 5% or flat. On the other side TSLA .. I can’t even start	positive	2
u/Hamzehaq7	man, nvda is a wild ride for sure. like you mentioned, their growth and profitability are insane, but that valuation is definitely making me nervous. P/E of 37 is just crazy high, and any hiccup could send it tumbling. i mean, if we get even a hint of bad news or supply issues, it could get ugly fast. i love the potential, especially with AI demand, but it feels like we're playing with fire. the whole geopolitical scene adds another layer of uncertainty too—oil prices spiking and all that. i think if you're in for the long haul and believe in their tech, maybe it's worth it, but i’d be cautious adding more right now. what's your exit strategy if things take a downturn?	negative	1

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r/K_beauty_insider

PDRN, exosomes, growth factors, NAD+: What each one actually does for your skin

WanderByJose

37.8

negative

2026-04-01

commenter	comment	sentiment	upvotes
u/IdiotsLoveIdioms	Forgot the affiliate flair	negative	1

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r/medspamarketing99

Why Residents Love Choosing a Premier medspa in Dallas, TX

Muttapups

37.5

2026-04-02

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r/u/TheLotStore

Real Estate Trends: The Growing Demand for Arkansas Farm Land

TheLotStore

37.5

2026-04-02

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r/clinicindia

What are the best hair transplant clinics to choose?

anujaaggarwal

37.5

2026-03-28

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r/medspamarketing99

Real Results: copper peptides in Wylie/Plano, TX Guide

Muttapups

37.5

2026-03-25

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r/Dplushealth

PRP Therapy for Hair and Skin: What You Need to Know Before Starting Treatment

Loud_Reference8351

37.5

2026-03-24

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r/doctormarketing

Restore Your Life with pain management in Mansfield, TX

Muttapups

37.5

2026-03-19

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r/MesenchymalStemCells

MS can be treated

GordianNaught

37.5

2026-03-17

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r/IndiaPlasticSurgery

Acne scar treatment — what patients should know about nanofat grafting + MNRF (a...

drSanjogSharma

37.5

2026-03-15

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r/OnenessMovement

The Economic Case for Human Flourishing: Why Preventing Problems Is Cheaper Than...

AuroraCollectiveV

37.5

2026-03-07

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r/OnenessMovement

CONAF Redesigning Civilization for Mutual Flourishing

AuroraCollectiveV

37.5

2026-03-07

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r/Pennystock

$ADIA News out yesterday was well received..closed up 29 percent.. News came out...

Tommyboytrader123

37.5

2026-04-02

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r/wallstreet

$ADIA News out yesterday was well received..closed up 29 percent.. News came out...

Tommyboytrader123

37.5

2026-04-02

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r/skincarehobbyists

Taking my rosacea routine to the next level: excel V + exosomes in seoul (Barrie...

nekkidthrowaway2014

37.5

2026-04-05

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r/CheshireMediGlow

Rejuran Polynucleotides - The Viral Korean Skin Regeneration Treatment

New_Gain4457

37.4

2026-03-05

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r/ProstateCancer_AS

Reducing Insulin Growth Factor 1 (IGH1) in the diet slows and can reverse PCa pr...

calcteacher

36.1

neutral

2026-03-23

commenter	comment	sentiment	upvotes
u/Maleficent_Break_114	That is good to know	neutral	2

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r/Scholar

[Article] Intravitreal Injection of Anti-Vascular Endothelial Growth Factors Com...

Junior-Ad978

34.8

neutral

2026-03-15

commenter	comment	sentiment	upvotes
u/AutoModerator	Dear /u/Junior-Ad978, Thank you for your submission! Please read the following. Reply to the fulfiller with "thanks solution verified" once your request has been found. Chances are high that the article you're looking for is already available! Search for its DOI/PMID/title here, or DOI/PMID/URL here. If this answers your request, please flair your post as Found. If your article is not available via Sci-Hub/Libgen, be sure to provide us a full citation, a DOI or PMID or at least the ISSN of the journal, and a link to the paywall or PubMed record or, if you can't find one, a link to the journal's WorldCat record. If your article is not available online, flair your post as Needs Digitizing. If your request isn't urgent, please try an interlibrary loan (ILL) instead. ILL avoids potential copyright issues and lets libraries know which subscriptions are useful. If you receive a PM from someone asking you to pay for the article, please understand that this is against the spirit of the sub and we do not condone this. Message the mods if you believe it to be a scam. Fulfill some requests while you wait for yours! I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.	neutral	1
u/GD4E1	https://www.mediafire.com/file/yy68hevm3tutzzr/Intravitreal_Injection_of_Anti-Vascular_Endothelial_Growth_Factors_Combined_with_Corticosteroids_for_the_Treatment_of_Macular_Edema_Secondary_to_Retin.pdf/file	neutral	1

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Zo Skin Growth Factors

WholeVisible143

32.8

neutral

2026-04-03

commenter	comment	sentiment	upvotes
u/Chaptera	I found the GF face to be greasy but some of our clients loved it. The GF eye was my preferred product, but we stopped carrying the brand a few years ago because a lot of it was harsh, dyed blue, and just not that inventive.	negative	2
u/JadedPossession7236	I tried the ZO GF eye for a while and it was the better product in that line for me too, but I kind of agree with the point that it doesn’t feel particularly innovative anymore. A lot of growth factor products in that category feel pretty basic formulation-wise. If you like that type of product but want something that feels a bit more modern and refined, I’d look at Auteur Eye Cream instead. It still targets the same concerns around skin quality and fine lines in the eye area, but the formulation and delivery system feel a lot more sophisticated to me, especially in terms of how it absorbs and supports the skin rather than just sitting on top.	neutral	1
u/UnitFun5751	I did not love the zo one. Felt like it sat on top of skin. I like the plated eye serum though!	negative	1
u/AutoModerator	Beep boop! Friendly reminder that this is a subreddit geared towards the discussion of higher end and luxury skincare, and we're happy to have you here. To have a good understanding of the types of brands you can discuss here, please consult our Wiki if you haven't already. You're welcome to discuss anything mid-range and up. Note: Circumventing automation filtres and discussing products that are not higher end or luxury may result in a temporary or permanent ban. The mod team asks you to respect our subreddit's rules to keep the space on-topic. If you'd like to discuss affordable products, we kindly ask that you take the discussion to other subs. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.	neutral

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r/saasbuild

Forget growth rate. Forget churn. CAC efficiency is now the single biggest facto...

Neither-Shallot-9665

32.5

negative

2026-04-01

commenter	comment	sentiment	upvotes
u/Adorable_Chemical325	134 days average sales cycle is wild to me, that's basically Q1 to Q4 just to close one customer we kind of stumbled into reddit as a channel by accident and it ended up being weirdly cheap per acquisition. use ranqer app to find the right subreddits. not sure it works for every business but for us the cycles are way shorter than anything we tried before	negative	1

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r/endocrinology

Insulin Like Growth Factor 2

Prestigious_Duck7052

32.5

neutral

2026-03-13

commenter	comment	sentiment	upvotes
u/fairybarf123	IGF1 is fetal. IGF2 is the typical marker to check for growth hormone issues. High IGF 2 = your growth hormone levels are high. They measure that instead of measuring growth hormone directly because growth hormone is secreted in bursts, not steady levels.	neutral	1

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r/BestBudgetFindss

Force Factor Hair Growth Accelerator Soft Chews, Hair Growth Vitamins for Women ...

kodyzyrym

29.5

2026-03-20

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r/nsclc

Salvage surgery after epidermal growth factor receptor tyrosine kinase inhibitor...

montaukwhaler

27.3

2026-04-04

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r/Scholar

[Article] Maternal Factors for Intrauterine Growth Retardation: Systematic Revie...

Savings-Inflation366

26.8

neutral

2026-03-25